Amex USA terms now penalize:abuse,misuse,gaming;1st yr downgrade/close;leaked offers.
Aug 29, 2017, 3:23 am
#61
Join Date: Apr 2017
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Aug 29, 2017, 1:27 pm
#62
Join Date: Jul 2014
Location: SFO
Posts: 266
Lemme see - folks who otherwise pay contractors and day laborers in cash, businesses with rewards or incentive programs and the list goes on. $500 gift cards are far easier to handle than stacks of twenties. But for money launderers, Home Buckets full of cash are far easier to transport and, unlike gift cards, can be used outside the US or for paying off local government officials. These Homer Buckets, commonly found in Miami attics, can also be broken down into empty paint cans full of cash, which is an official unit of tender in San Antonio. All y'all just gotta love a town with the best 144th District Judges money can buy.
http://www.mysanantonio.com/news/loc...ge-5323573.php
I believe gaming LIBOR rates, illegally foreclosing on property, laundering money in Mexico, stealing identities to open new customer accounts and the like are abuse for all the population, but maybe, since the bankers are committing the real abuse, you suggest we just look the other way?
http://www.mysanantonio.com/news/loc...ge-5323573.php
I believe gaming LIBOR rates, illegally foreclosing on property, laundering money in Mexico, stealing identities to open new customer accounts and the like are abuse for all the population, but maybe, since the bankers are committing the real abuse, you suggest we just look the other way?
In any case, my wife and I usually buys debit cards when the local grocery store has a sale on them. Usually comes with $10 of restriction free purchases per $50. Like others, I load up on the gasoline ones, effectively prepaying my purchase for gas for a month.
In fact, I've already met my PRG minimum spend already, and I still use it for my gift card purchases afterwards. If anything, it just shows AMEX, it's just part of my normal spending. How can they tell if it's GCs anyways?
Aug 29, 2017, 1:38 pm
#63
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Join Date: Jun 2003
Location: Miami, Mpls & London
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Sep 1, 2017, 5:01 pm
#64
Join Date: Mar 2008
Location: Austin (TX)
Posts: 308
If you decide that you don't want the benefits that come with a card, then more power to you.
Sep 1, 2017, 6:13 pm
#65
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Received a Business Rewards Gold offer (with offer code) in the mail today for $75K/5K....addressed to the wife.
Roll the dice and use the code for my own application because same last name/address? (Note: I realize it may be coded by SSN.)
Interesting because in huge letters it states "for existing cardmembers" - which I am.
Roll the dice and use the code for my own application because same last name/address? (Note: I realize it may be coded by SSN.)
Interesting because in huge letters it states "for existing cardmembers" - which I am.
Sep 1, 2017, 6:19 pm
#66
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Original Poster
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
http://www.flyertalk.com/forum/ameri...50k-links.html
....and a bit here:
http://www.flyertalk.com/forum/ameri...unt-offer.html
If the invitation is addressed to your wife, why not have her apply?
Sep 1, 2017, 6:39 pm
#67
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
She's not interested in applying.
Edit: I had read the threads you linked to previously. My question was more related to the probability that AMEX freezes my account for using my wife's offer code, given the new "gaming" rules (which is why I posted it to this thread.)
Edit: I had read the threads you linked to previously. My question was more related to the probability that AMEX freezes my account for using my wife's offer code, given the new "gaming" rules (which is why I posted it to this thread.)
Last edited by Diplomatico; Sep 1, 2017 at 6:44 pm
Sep 1, 2017, 7:13 pm
#68
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,933
Oct 20, 2017, 10:56 am
#69
Join Date: Jul 2003
Location: Australia
Programs: AA Gold
Posts: 113
Membership Rewards Change in Terms & Conditions
Just received letter from Amex regarding my Blue Business Plus card notifying me of changes to Membership Rewards Program terms & conditions
Effective Nov 1
If we in our sole discretion determine that you have engaged in abuse, misuse or gaming in connection with earning or using points or that you may attempt to do so, we may:
Take away any points in your account
Temporarily suspend your ability to redeem points
Temprarily suspend your ability to earn points
Cancel your program account
Cancel any of your American Express Cards
Hmmmm, what does this mean?
(not sure if this should be in this forum or manufactured spending)
Effective Nov 1
If we in our sole discretion determine that you have engaged in abuse, misuse or gaming in connection with earning or using points or that you may attempt to do so, we may:
Take away any points in your account
Temporarily suspend your ability to redeem points
Temprarily suspend your ability to earn points
Cancel your program account
Cancel any of your American Express Cards
Hmmmm, what does this mean?
(not sure if this should be in this forum or manufactured spending)
Oct 20, 2017, 11:10 am
#70
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Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Moderator action
This seems to be an extension of the new account terms published in July (scroll back to post #1 ). This would formally make existing accounts subject to the same restrictions, and it brings the terms into better alignment with existing practice.
For now I will merge this into a single thread. If this turns out to be a mistake it's easily undone later.
For now I will merge this into a single thread. If this turns out to be a mistake it's easily undone later.
Oct 20, 2017, 3:24 pm
#72
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Join Date: Feb 2001
Location: Berkeley, CA USA
Programs: Piggly Wiggly "Shop the Pig!" Preferred Shopper
Posts: 57,067
Terms like that are generally unenforceable, but then again I have no idea how fair the Amex arbitration procedures are.
Oct 20, 2017, 4:04 pm
#73
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,256
Wonder if everyone gets this, or if this is an indication that they've identified you as someone to watch more carefully...
Oct 20, 2017, 7:21 pm
#74
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
So you don't do business with any bank, credit card company, cell phone, internet, or any other business contract where you're the customer then?
Oct 21, 2017, 11:02 am
#75
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Join Date: Dec 2006
Location: Pacific Northwest
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