Once-in-a-lifetime bonus policy now applies to both personal & BUSINESS cards [USA].
I finally got around to applying for new DL Platinum AMEX Business cards today and got an unwelcome surprise. For every link I can find, the following language now appears:
"Welcome bonus offer not available to applicants who have or have had this product." This language had the 12-month exception a few days ago. When did this go into effect, and can anyone point me to a link that will allow the bonus after a 12-month wait? |
Originally Posted by The Mileage Millionaire
(Post 26210743)
"Welcome bonus offer not available to applicants who have or have had this product."
I spot checked three other business cards (Business Platinum, Business Rewards Gold, Starwood Business) and they still have the old language: Welcome bonus offer not available to applicants who have or have had this product within the last 12 months. |
Thanks, Mia. Maybe getting a new Business Gold will make it all better... :D
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February 2016: Once-in-a-lifetime bonus policy now applies to Business cards.
Seems business cards are once per lifetime now also unless you get a targeted offer in the mail. They all say "Welcome bonus offer not available to applicants who have or have had this product."
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Originally Posted by The Mileage Millionaire
(Post 26210743)
...DL Platinum AMEX Business cards ...the following language now appears:
"Welcome bonus offer not available to applicants who have or have had this product."
Originally Posted by yoshapman
(Post 26243194)
They all say "Welcome bonus offer not available to applicants who have or have had this product."
MEMBERSHIP REWARDS Business Platinum Business Gold Rewards Business Green Blue for Business DELTA Reserve Skymiles Business Platinum Skymiles Business Gold Skymiles Business I still the more liberal "12 month" language for: Starwood Business (...but the more restrictive language appears on the actual application.) Bear in mind that American Express considered the INDIVIDUAL to be the applicant for bonus purposes. You cannot bypass the restriction by creating another company. You will get the card, but not the bonus. |
Originally Posted by mia
(Post 26243464)
I now see the once-in-a-lifetime language in offers for:
MEMBERSHIP REWARDS Business Platinum Business Gold Rewards Business Green Blue for Business DELTA Reserve Skymiles Business Platinum Skymiles Business Gold Skymiles Business But I still the more liberal "12 month" language for: Starwood Business Bear in mind that American Express considered the INDIVIDUAL to be the applicant for bonus purposes. You cannot bypass the restriction by creating another company. You will get the card, but not the bonus. Earn 25,000 Bonus Starpoints®after you use your new Card to make $5,000 in purchases within the first 3 months.† Welcome bonus offer not available to applicants who have or have had this product. |
Originally Posted by mia
(Post 26243464)
But I still the more liberal "12 month" language for: Starwood Business I had been holding off on re-applying for this card, so this got me concerned. I sent myself a SPG business card referral from my wife's account hoping that I would get lucky. Success! The referral application link shows the "12 month" language. I better go ahead and apply before it gets taken away, too. |
Originally Posted by bombnthud
(Post 26243570)
...I better go ahead and apply before it gets taken away, too.
On the other hand, I have read several recent reports of targeted (personal card) offers without any exclusion language. It may be that American Express is entering a new marketing phase focused on targeting rather than market-wide offers. |
I read about this on doctor of credit, so I checked my current offers which were 75K for the Platinum Business and 75K for the Business Gold. Neither had the once in a lifetime language either in the initial offer or after I logged on to the application.
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I got an email on 2/24 offering 25K on the BRG (lame, I know), and it had the 12-month language. I already have this card, so hopefully that means their targeting algorithm isn't too restrictive.
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Originally Posted by eajusa
(Post 26244406)
I read about this on doctor of credit, so I checked my current offers which were 75K for the Platinum Business and 75K for the Business Gold. Neither had the once in a lifetime language either in the initial offer or after I logged on to the application.
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Originally Posted by westlaker
(Post 26247156)
I also found the targeted 75K for the Platinum Business and 75K for the Business Gold which doesn't have the 12 month nor lifetime language. However, I just closed my Biz Gold account last month. Would like to know if the 12 month period is forced or not for the targeted offer.
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Originally Posted by maygarish
(Post 26247526)
Yes, 12 month limitation is enforced.
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All, I brought over the wiki from the original (and now closed) thread on the lifetime(ish) limit on personal card bonuses. While I made a number of updates I thought appropriate, I'm sure there's still work to be done.
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Originally Posted by philemer
(Post 26247592)
How do you know it's enforced for a targeted offers? Did you apply and NOT get the bonus pts? I think targeted offers are still an unknown until we see empirical evidence.
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