American Express USA contactless cards

    Hide Wikipost
Old Oct 16, 19, 12:28 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: rasheed
Wiki Link
A list of multi-location physical retailers that appear to have not properly implemented AmEx contactless (physical card contactless/tap). Usually, this means the tap was accepted (some type of beep), but the response comes back as either Not Authorized/Not Recognized or to specifically insert the chip. We can remove or cross-out as the issue is resolved/fixed.

New Balance retail stores (7/2019)
Delta Galil retail stores (7/2019)
Kroger supermarkets (7/2019)

In most cases, especially the metal contactless, the "back-side" of the card must be placed closest to the screen or green lights area for the contactless chip signal to be triggered and read.
Print Wikipost

Old Jan 14, 16, 3:32 pm
  #1  
A FlyerTalk Posting Legend
Original Poster
 
Join Date: Mar 2001
Posts: 55,091
American Express USA contactless cards

AMEX just replaced my pin/signature card. This new card is "contactless". Will this contactless functionality from a US American Express card be accepted in London like in the Tube?
Analise is offline  
Old Jan 14, 16, 5:44 pm
  #2  
FlyerTalk Evangelist
 
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Gold
Posts: 14,632
Originally Posted by Analise View Post
AMEX just replaced my pin/signature card. This new card is "contactless". Will this contactless functionality from a US American Express card be accepted in London like in the Tube?
It should be accepted in the Tube, yes. Apple/Android Pay with US AmEx cards might have issues though because they don't transmit the data required by the Tube.
tmiw is offline  
Old Jan 14, 16, 6:47 pm
  #3  
mia
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 42,030
Originally Posted by Analise View Post
... new card is "contactless". Will this contactless functionality from a US American Express card be accepted in London like in the Tube?
Yes. You can use the card to pay for each journey on the London Underground. No need to purchase an Oystercard. Is this a Starwood Preferred Guest card or another type?
mia is offline  
Old Jan 17, 16, 10:58 am
  #4  
A FlyerTalk Posting Legend
Original Poster
 
Join Date: Mar 2001
Posts: 55,091
Originally Posted by mia View Post
Yes. You can use the card to pay for each journey on the London Underground. No need to purchase an Oystercard. Is this a Starwood Preferred Guest card or another type?
No, just a simple gold card. In fact, AMEX has offered to reimburse all of my financial transaction fees associated with using AMEX overseas. I do have an Oyster card anyway. Are there benefits of using the AMEX directly instead of the Oyster? I'll be in England for 5 days in April. Will using AMEX directly, for example, still have the daily cap like Oyster does?

Last edited by Analise; Jan 17, 16 at 11:03 am
Analise is offline  
Old Jan 17, 16, 3:28 pm
  #5  
mia
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 42,030
Originally Posted by Analise View Post
... gold card....
This is the first report I have seen of a USA-issued charge card with the contactless feature.

Provided you use the same physical card for each journey, the London Underground billing is capped daily when using a contactless payment card, same as if you were using an Oystercard. You will see a single charge on your credit card for each day, not for for each journey.

The primary advantage is simplicity. One less card to keep track of. The tradeoff is that you need to keep your credit card readily accessible.
mia is offline  
Old Jan 17, 16, 3:35 pm
  #6  
A FlyerTalk Posting Legend
Original Poster
 
Join Date: Mar 2001
Posts: 55,091
Originally Posted by mia View Post
This is the first report I have seen of a USA-issued charge card with the contactless feature.
I didn't even request it. I needed AMEX to replace my current card while keeping the same card # as the card was wearing out. When I received it the following day, I saw the contactless logo on the back of the card and verified with AMEX that it indeed is a contactless card.

Provided you use the same physical card for each journey, the London Underground billing is capped daily when using a contactless payment card, same as if you were using an Oystercard. You will see a single charge on your credit card for each day, not for for each journey.

The primary advantage is simplicity. One less card to keep track of. The tradeoff is that you need to keep your credit card readily accessible.
Thanks, mia.
Analise is offline  
Old Jan 17, 16, 3:49 pm
  #7  
mia
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 42,030
Originally Posted by Analise View Post
... I saw the contactless logo on the back of the card and verified with AMEX that it indeed is a contactless card.
I just ordered a contactless replacement Platinum Card for Ms mia. Thank you for posting about the possibility.
mia is offline  
Old Jan 17, 16, 4:43 pm
  #8  
FlyerTalk Evangelist
 
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Gold
Posts: 14,632
I wonder what triggers AmEx to send a contactless card if there's not already one on the account. My mom recently got a Blue Cash card (to soon replace the Costco one) and it's EMV only, for instance.
tmiw is offline  
Old Jan 18, 16, 6:33 am
  #9  
 
Join Date: Jun 2005
Location: London, UK | LHR, formerly AMS
Programs: BA Gold, former Delta Diamond Medallion, Hilton Diamond, Caesars Diamond, Momentum *SOAR*
Posts: 8,015
Originally Posted by mia View Post
I just ordered a contactless replacement Platinum Card for Ms mia. Thank you for posting about the possibility.
I did not even realise it was an option, until I requested a supplemental (Platinum-NL) card for my son a few months ago. Card came with the contactless functionality.
baccarat_king is offline  
Old Jan 18, 16, 6:59 am
  #10  
 
Join Date: Dec 2006
Location: USA
Posts: 3,916
Originally Posted by mia View Post
I just ordered a contactless replacement Platinum Card for Ms mia. Thank you for posting about the possibility.
Please report if it is only a contactless or does also have a chip and signature ability? Thanks
TAHKUCT is offline  
Old Jan 18, 16, 7:01 am
  #11  
 
Join Date: Jun 2005
Location: London, UK | LHR, formerly AMS
Programs: BA Gold, former Delta Diamond Medallion, Hilton Diamond, Caesars Diamond, Momentum *SOAR*
Posts: 8,015
Originally Posted by TAHKUCT View Post
Please report if it is only a contactless or does also have a chip and signature ability? Thanks
I always thought there was a purchase (maximum) threshold for using contactless. (at least, there is on my debit card) In any event, there are times it does not work, and you need to "fall-back" on inserting your card.
baccarat_king is offline  
Old Jan 18, 16, 10:03 am
  #12  
mia
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 42,030
Originally Posted by TAHKUCT View Post
Please report if it is only a contactless or does also have a chip and signature ability?
I already have a Starwood Preferred Guest credit card (USA) which has Contactless, EMV (Chip & Signature) and a magnetic stripe.
mia is offline  
Old Jan 18, 16, 10:11 am
  #13  
FlyerTalk Evangelist
 
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Gold
Posts: 14,632
Originally Posted by baccarat_king View Post
I always thought there was a purchase (maximum) threshold for using contactless. (at least, there is on my debit card) In any event, there are times it does not work, and you need to "fall-back" on inserting your card.
That really depends on the country. The US for instance has no upper limit for contactless, but that might be okay since contactless is predominantly phone-based here.
tmiw is offline  
Old Jan 28, 16, 10:32 am
  #14  
mia
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 42,030
Originally Posted by mia View Post
I already have a Starwood Preferred Guest credit card (USA) which has Contactless, EMV (Chip & Signature) and a magnetic stripe.
The personal Platinum Card also has Contactless, EMV (Chip & Signature) as well as a magnetic stripe.

American Express has updated this PAGE to explain which cards can be ordered with the Contactless feature:


Contactless chip is currently available on the majority of Consumer products (excluding Delta, Hilton, Costco and JetBlue), and the following Small Business Cards: Blue for Business® Credit Card and Starwood Guest® Business Credit Card.
This means Contactless should be per available on all current personal cards except Delta and Hilton, but only on two Business cards. I did try to order a Platinum Business card with Contactless, but not available.

If you want a card with Contactless -and- No Foreign Transaction Fee there are only these:

  • Platinum Card (personal)
  • Premier Rewards Gold (personal)
  • Gold Card from American Express (personal, poor value)
  • Starwood credit card (personal or business)


Contactless is attractive when making small purchases in Chip & PIN countries because there is no need to sign, your card is processed just like the locals.
mia is offline  
Old Jan 28, 16, 12:38 pm
  #15  
FlyerTalk Evangelist
Four Seasons Contributor BadgeMandarin Oriental Contributor Badge
 
Join Date: Feb 1999
Location: Seat 1A, Juice pretty much everywhere, Mucci des Coins Exotiques
Posts: 32,877
Originally Posted by mia View Post
This means Contactless should be per available on all current personal cards except Delta and Hilton, but only on two Business cards. I did try to order a Platinum Business card with Contactless, but not available.
Well no not all. The site says the majority of personal cards. I don't see it available for Centurion for instance, right?
stimpy is offline  

Thread Tools
Search this Thread
Search Engine: