ninim2200

Was the offer for "Everyday" or "Everyday Preferred"? 25k is the highest we have seen for Everyday Amex.

HansDKNY

Everyday Amex Preferred.
I also pasted the link for the Amex Everyday and was offered 15K MR points instead of the usual 10K, fee free. I was approved for this one today with the Amex rep confirming the 15K offer.

rjruiz

So I applied for the ED Preferred yesterday, and late last night received a link to check the application status only to find the card wasn't even listed. However the regular ED shows that I was approved recently as well as the Platinum. Tried chatting with them but they just want me to call. Lines aren't open yet. Should I wait a little longer? Should I call?

So I have my question answered that will hopefully be beneficial to you guys as well. I called and they explained that you can not have 2 or more cards of the same family. Meaning you can't have the ED and EDP, nor can you have the 2 Golds etc.. Kinda sucks because I was hoping to get the bonus points for both cards but oh well beggars can't be choosers. They said I can cancel the card or wait a year to upgrade, I would rather wait a year then to take a negative hit on my credit.

mia

Unless it is a very recent change, this isn't accurate. If you review this thread you will see that many people held both Everyday Free and Preferred simultaneously. However, it is true that if you apply too soon for the second card the system will misidentify it as a duplicate.

rjruiz

Okay, in that case I'm going to wait until I get the bonus points and apply again for the Preferred.

mia

The bonus points for Everyday Free?

rjruiz

Yep.

mia

I would wait a year to apply for Everyday Preferred.

sdsearch

So you want to get denied again?

That's still not long enough! The people who succeed at getting both cards wait about a year between them.

rjruiz

I didn't know that. So I'll wait for a year, no biggie.

mia

Look at it this way, why would you need both cards? Everyday Free offers a subset of Everyday Preferred's features., no one really needs both. American Express isn't in the business of trading rewards for applications, they offer the new account bonuses as an incentive for us to open accounts and use them "everyday".

If we want to game the system we need to figure out how their system works, see what it will let us do, even when it isn't what they intend. They will let you apply for both, but the anecdotal evidence is that the applications need to be separated by a long stretch of time.

Much of the value of this forum comes from exploring the differences between American Express policy (what they told you), and practice (what you can do if you are patient).

rjruiz

I'm just interested in the sign up bonus points from the ED Preferred and maybe there's a downgrade path from there?

matrixwalker2012

What’s the purpose of doing both ED and EDP? To get an extra 0.9 points/$ (2.4x vs 1.5x) in groceries once past $6000?

I find the 20 transactions vs 30 transactions to be virtually no difference. If you need an extra 10 transactions, just go to the grocery store and buy 10 bananas one by one 😁

rjruiz

Mainly for the sign-up bonuses from both cards.

There maybe certain people that like buying bananas one by one, nothing wrong with that.

sdsearch

I could never eat that many bananas before the spoil. I j already just get 1 at a time.

IME 30 might not be much harder than 20 in a full month, but it's trickier in a half month / one-third month / whatever, like this one, where coming April 1 Chase Freedom gives 5x UR points at grocery stores for 3 months so I'm shifting to that, but I have a short billing cycle with Amex Everyday no-AF before that, and still I'll have to do a few small purchases on the ED in April. And that's already after splitting my normal shopping so I only buy one item per store visit!