FR Risk? Approved for new card with 15k CL. Previous approvals only 2k or less.
Jul 6, 2015, 7:17 pm
#1
Original Poster
Join Date: Oct 2014
Location: USA
Programs: Chase Ultimate, Amex, Delta, AA, BA Avios, United, US Airways, Marriott, Hilton
Posts: 260
FR Risk? Approved for new card with 15k CL. Previous approvals only 2k or less.
Parent with no verifiable income got approved w 15k CL.
They list my income. I got a FR recently, so am weary for them as well.
Their previous approvals have been for limits around 1k-2.5k.
This 15k CL sounds ridiculously high in comparison. It was for the Delta platinum, but still.
I'm thinking that I should call in and reduce the CL???
They list my income. I got a FR recently, so am weary for them as well.
Their previous approvals have been for limits around 1k-2.5k.
This 15k CL sounds ridiculously high in comparison. It was for the Delta platinum, but still.
I'm thinking that I should call in and reduce the CL???
Jul 11, 2015, 8:55 am
#3
Join Date: Jan 2010
Posts: 1,708
Nah, perhaps calling to reduce a credit limit could be a factor in triggering FR. Might correlate with financial distress in their stats. You never know. Probably best to keep your head down and keep human eyes off your account if you are worried about FR.
Jul 12, 2015, 12:41 am
#5
Join Date: Dec 2009
Location: DEN
Posts: 502
Never seen a report of this. Calling to reduce CL shouldn't be an issue.
