Delta Reserve vs Amex Platinum Credit Card?
#1
Original Poster
Join Date: Jul 2015
Posts: 9
Delta Reserve vs Amex Platinum Credit Card?
Hi,
I know this topic has been discussed at length, but I'm for some help clarifying which is the better credit card for my situation. Currently I have the 'Platinum Delta SkyMiles' credit card from American Express ($195/yr), but I'm looking to switch to either the Delta Reserve or American Express which are both around $450/yr. Here are my details:
- I live in Atlanta and try to fly Delta at all times
- I fly approximately 1 to 2 times per month for work using Delta
- I currently have 'Gold' medallion status (this status is great as I have the ability to change flights, etc with little of no charge)
- **** I have been able to achieve 'Gold' status by spending $50,000/yr on my card
I'm looking to possibly change because of the added benefits, but mostly for airport lounge access.
My question is, since I want to collect as many miles (whether these be Skymiles or other airline miles) as possible for personal travel (which I like to travel) and I want to have access to the 'lounges', which is the better card?
Thanks in advance!
I know this topic has been discussed at length, but I'm for some help clarifying which is the better credit card for my situation. Currently I have the 'Platinum Delta SkyMiles' credit card from American Express ($195/yr), but I'm looking to switch to either the Delta Reserve or American Express which are both around $450/yr. Here are my details:
- I live in Atlanta and try to fly Delta at all times
- I fly approximately 1 to 2 times per month for work using Delta
- I currently have 'Gold' medallion status (this status is great as I have the ability to change flights, etc with little of no charge)
- **** I have been able to achieve 'Gold' status by spending $50,000/yr on my card
I'm looking to possibly change because of the added benefits, but mostly for airport lounge access.
My question is, since I want to collect as many miles (whether these be Skymiles or other airline miles) as possible for personal travel (which I like to travel) and I want to have access to the 'lounges', which is the better card?
Thanks in advance!
#2
A FlyerTalk Posting Legend; Moderator: American Express, Capital One, Citi, Chase, Credit Card Programs, Diners Club, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,882
Welcome to Flyertalk.
If you qualify for Gold Medallion status, even in part, through spending, rather than through flying, you need to make that spending on a SkyMiles credit card.
If you qualify for Gold Medallion status, even in part, through spending, rather than through flying, you need to make that spending on a SkyMiles credit card.
#4
A FlyerTalk Posting Legend; Moderator: American Express, Capital One, Citi, Chase, Credit Card Programs, Diners Club, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,882
http://www.flyertalk.com/forum/delta...erve-card.html
#5
Join Date: May 2015
Location: DCA
Programs: AA EXP, DL FO, Marriott Titanium
Posts: 6,709
In your situation, the Reserve is probably the best bet. There's no centurion lounge at ATL, and unless you frequently fly to airports that have one, the extra lounge benefits carried by the Platinum wouldn't mean a lot to you. If you are reliant on the MQD waiver and MQM booster to achieve status, that pretty much seals your choice. For the booster, it's 30K for 15K MQM with the Reserve vs 25K for 10K MQM.
#7
A FlyerTalk Posting Legend
Join Date: Sep 2009
Location: Minneapolis: DL DM charter 2.3MM
Programs: A3*Gold, SPG Plat, HyattDiamond, MarriottPP, LHW exAccess, ICI, Raffles Amb, NW PE MM, TWA Gold MM
Posts: 100,334
In your situation, the Reserve is probably the best bet. There's no centurion lounge at ATL, and unless you frequently fly to airports that have one, the extra lounge benefits carried by the Platinum wouldn't mean a lot to you. If you are reliant on the MQD waiver and MQM booster to achieve status, that pretty much seals your choice. For the booster, it's 30K for 15K MQM with the Reserve vs 25K for 10K MQM.
IMO it would help to know more about the OP's travel patterns (all domestic?) and type of hotels used (FHR properties in the mix?). My instinct would be to agree with the advice to go with the Reserve card, but it's not clear.
Should we assume that both is not an option for the OP?
#9
Join Date: Aug 2015
Location: Atlanta
Programs: HH-Diamond, IHG-Plat, DL-DM, PnF Plat, Kroger +
Posts: 514
I'm in the same boat. Also out of Atl, mostly domestic travel. Leaning towards the Reserve card. I don't think I can spend that much on the card per year.
How do people charge that much? Do they pay everything with the card? Mortgage, auto, Ins, etc I guess. Most times you get charged a fee with paying with CC.
How do people charge that much? Do they pay everything with the card? Mortgage, auto, Ins, etc I guess. Most times you get charged a fee with paying with CC.
#11
Original Poster
Join Date: Jul 2015
Posts: 9
I'm in the same boat. Also out of Atl, mostly domestic travel. Leaning towards the Reserve card. I don't think I can spend that much on the card per year.
How do people charge that much? Do they pay everything with the card? Mortgage, auto, Ins, etc I guess. Most times you get charged a fee with paying with CC.
How do people charge that much? Do they pay everything with the card? Mortgage, auto, Ins, etc I guess. Most times you get charged a fee with paying with CC.
#13
Join Date: Oct 2014
Location: ATL
Programs: MR/SPG Plat, HH Gold, DL PM
Posts: 413
I'm in the same boat. Also out of Atl, mostly domestic travel. Leaning towards the Reserve card. I don't think I can spend that much on the card per year.
How do people charge that much? Do they pay everything with the card? Mortgage, auto, Ins, etc I guess. Most times you get charged a fee with paying with CC.
How do people charge that much? Do they pay everything with the card? Mortgage, auto, Ins, etc I guess. Most times you get charged a fee with paying with CC.