Only 3 Amex card applications allowed in 90 days? [USA]
Mar 6, 2018, 10:31 am
#46
Join Date: Mar 2015
Posts: 134
Mar 6, 2018, 10:42 am
#47
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Mar 6, 2018, 12:10 pm
#48
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,256
Hello,
A gentleman with a website is claiming that Amex will not honor bonus point awards if I were to apply for 2 cards within 90 days. Source:
(link to dishonest, self-serving idiot blogger removed)
Is this accurate? I just got approved for the Platinum card, and was thinking of doing the Premier Rewards Gold Card as well(after waiting the necessary 5 days of course). However, this guy is saying I won't get the bonus if I do both cards within 90 days?
Does anyone have any insight into this situation?
A gentleman with a website is claiming that Amex will not honor bonus point awards if I were to apply for 2 cards within 90 days. Source:
(link to dishonest, self-serving idiot blogger removed)
Is this accurate? I just got approved for the Platinum card, and was thinking of doing the Premier Rewards Gold Card as well(after waiting the necessary 5 days of course). However, this guy is saying I won't get the bonus if I do both cards within 90 days?
Does anyone have any insight into this situation?
May 16, 2018, 7:03 pm
#50
Join Date: Jan 2014
Posts: 1,269
Delta Gold Biz: 1/17 Instant Approval
Delta Gold Personal: 1/19, delayed until 1/24, then approval email
PRG: 2/7 Instant Approval
Green: 2/11 Instant Approval
Gold: 2/11 Instant Approval
Everyday: 2/13 Instant Decline online. Letter in the mail stated too many accounts opened in recent months.
Just called in and requested the application to be manually reviewed. What are the chances of me getting approved for this? Reading this thread makes me think it's pretty good?
Delta Gold Personal: 1/19, delayed until 1/24, then approval email
PRG: 2/7 Instant Approval
Green: 2/11 Instant Approval
Gold: 2/11 Instant Approval
Everyday: 2/13 Instant Decline online. Letter in the mail stated too many accounts opened in recent months.
Just called in and requested the application to be manually reviewed. What are the chances of me getting approved for this? Reading this thread makes me think it's pretty good?
Dec 7, 2018, 9:28 pm
#52
Join Date: Jun 2018
Posts: 2
2/90 all credit cards or just amex?
I can't seem to find this anywhere...
Does the Amex 2/90 mean no credit cards anywhere within 90 days? (ie I got a discover and chase less than 90 days ago)
or is it just I can't have opened 2 Amex credit cards within 90 days before applying for another?
Does the Amex 2/90 mean no credit cards anywhere within 90 days? (ie I got a discover and chase less than 90 days ago)
or is it just I can't have opened 2 Amex credit cards within 90 days before applying for another?
Jan 24, 2019, 1:59 pm
#54
Join Date: Jan 2019
Posts: 4
Adding authorized user - decline because of 90/2 rule?
I recently added an AU on my gold card, and got a mail from amex with "you have reached the maximum number and type of cards that we will approve within the period of a few months."
Is 90/2 rule also applied when adding AU?
Is 90/2 rule also applied when adding AU?
Jan 28, 2019, 6:24 pm
#56
Join Date: Dec 2011
Location: DTW
Programs: TK E+, WY, Radisson R
Posts: 2,360
Also confirming while you can get 2 cards within 90 days, getting bonus is another.
Can anyone confirm that you need to wait 90 days after opening previous card to get bonus for the next one?
In my case, I got AmEx Gold Oct 19th, 2018, waited 1 week after the third statement got posted, I thought I had set up enough time for getting new bonus (SPG)
Can anyone confirm that you need to wait 90 days after opening previous card to get bonus for the next one?
In my case, I got AmEx Gold Oct 19th, 2018, waited 1 week after the third statement got posted, I thought I had set up enough time for getting new bonus (SPG)
Jan 29, 2019, 7:49 am
#57
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Jan 29, 2019, 8:36 am
#58
Join Date: Dec 2011
Location: DTW
Programs: TK E+, WY, Radisson R
Posts: 2,360
https://www.rewardexpert.com/blog/am...sign-up-bonus/
"Another important restriction to keep in mind is that you cannot get a sign-up bonus if you’ve gotten a new Amex card within 90 days of your application. While you can apply for two cards within a three month period, you probably won’t want to because you won’t get bonuses for both cards."
Jan 29, 2019, 8:45 am
#59
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Found it here. I had charge card (AmEx Gold in Oct) so it might've been ok but I waited 95 days anyway just to be safe. If confirmed perhaps this should be on some type of wiki.
https://www.rewardexpert.com/blog/am...sign-up-bonus/
"Another important restriction to keep in mind is that you cannot get a sign-up bonus if you’ve gotten a new Amex card within 90 days of your application. While you can apply for two cards within a three month period, you probably won’t want to because you won’t get bonuses for both cards."
https://www.rewardexpert.com/blog/am...sign-up-bonus/
"Another important restriction to keep in mind is that you cannot get a sign-up bonus if you’ve gotten a new Amex card within 90 days of your application. While you can apply for two cards within a three month period, you probably won’t want to because you won’t get bonuses for both cards."
Nov 19, 2019, 12:41 pm
#60
Join Date: Aug 2016
Location: SF Bay Area
Posts: 665
Denied due to 2/60 Limit, Recon Question
I applied for the first year annual fee waived Hilton Aspire 4k/150k on 11/04, and was instantly denied with no hard pull done due to being over the 2/90 limit.
It's been about a week now that I've fallen to 1/90.
If I call recon, can they resubmit the app and will I still get the first year annual fee waived?
The first year annual fee waived Aspire is no longer available.
It's been about a week now that I've fallen to 1/90.
If I call recon, can they resubmit the app and will I still get the first year annual fee waived?
The first year annual fee waived Aspire is no longer available.
Last edited by Travelchurner; Nov 20, 2019 at 12:26 am