Feb 27, 2015, 9:22 am
Last edit by: italdesign
Summary of Premier Rewards Gold costs and benefits, effective 6.1.2015:
Cost
$195 Annual fee
$100 Reduced by Airline Fee Reimbursement
$ 95 Net
Benefits
No foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year; 5 years maximum)
Rewards
3x Airfare
2x Gasoline
2x Dining
2x Groceries (no cap)
1x General
Compare with American Everyday Preferred
Cost
$ 95 Annual fee
Non-Benefit
2.7% Foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year, 5 years maximum)
Rewards (assuming 30 transactions per month)
4.5x Groceries (capped at $6,000 per year)
3.0x Gasoline
1.5x General
Compare with Chase Sapphire Preferred
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Travel Protection
Auto Rental CDW (Primary)
Lost or Delayed Luggage Reimbursement (covers award tickets)
Trip Cancellation or Interruption Insurance (covers award tickets)
Travel Accident Insurance (Life insurance, $500,000)
Shopping Protection
Return Protection ($500 maximum per item, 90 days)
Purchase Protection (damage or theft, $500 per item, 120 days; no coverage for lost
Price Protection ($500 per item, 90 days)
Extended Warranty (Up to one extra year, 3 years maximum)
Rewards
2x Travel
2x Dining
Compare with Citi Premier, effective 4.19.2015
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Rewards
3x Travel
3x Gasoline
2x Dining
2x Entertainment
1x General
Cost
$195 Annual fee
$100 Reduced by Airline Fee Reimbursement
$ 95 Net
Benefits
No foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year; 5 years maximum)
Rewards
3x Airfare
2x Gasoline
2x Dining
2x Groceries (no cap)
1x General
Compare with American Everyday Preferred
Cost
$ 95 Annual fee
Non-Benefit
2.7% Foreign transaction fee
Travel Protection:
Auto rental CDW (Secondary)
Roadside Assistance
Baggage Insurance (lost, stolen or damaged; not coverage for delays)
Travel Accident Insurance (Life insurance, excludes award redemptions)
Shopping Protection:
Return Protection ($300 maximum per item, 90 days)
Purchase Protection (damage or theft, 90 days; no coverage for lost)
Extended Warranty (Up to one extra year, 5 years maximum)
Rewards (assuming 30 transactions per month)
4.5x Groceries (capped at $6,000 per year)
3.0x Gasoline
1.5x General
Compare with Chase Sapphire Preferred
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Travel Protection
Auto Rental CDW (Primary)
Lost or Delayed Luggage Reimbursement (covers award tickets)
Trip Cancellation or Interruption Insurance (covers award tickets)
Travel Accident Insurance (Life insurance, $500,000)
Shopping Protection
Return Protection ($500 maximum per item, 90 days)
Purchase Protection (damage or theft, $500 per item, 120 days; no coverage for lost
Price Protection ($500 per item, 90 days)
Extended Warranty (Up to one extra year, 3 years maximum)
Rewards
2x Travel
2x Dining
Compare with Citi Premier, effective 4.19.2015
Cost
$ 95 Annual fee
Benefits
No foreign transaction fee
Rewards
3x Travel
3x Gasoline
2x Dining
2x Entertainment
1x General
Amex Premier Rewards Gold new benefits and higher annual fee, 6.1.2015
Nov 24, 2015, 10:53 am
#332
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Nov 24, 2015, 4:47 pm
#334
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Nov 25, 2015, 12:52 am
#335
Join Date: Nov 2015
Posts: 559
Great good to know. Then 50k + 200 free for first year. I just got approved
I just got the card and bought 1000$ reloadit card from a supermarket.
Will i get additional bonus point ( 2x) on this purchase. The term says exclusion of prepaid cards for eligible purchases
I am planning to spend 2500 $ in the supermarket gift cards per month to get additional 60 k points in the first year. is it possible ? or amex can track the the gift card purchase and deny the points ?
Nov 25, 2015, 1:28 am
#336
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
http://www.flyertalk.com/forum/ameri...iscussion.html
Their concern is not primarily about the rewards, but rather about the increased credit risk.
Nov 25, 2015, 9:34 am
#337
Join Date: Nov 2015
Posts: 559
If your spending exceeds what American Express expects based on what they know about your income they may conduct a Financial Review, which usually consists of providing them with an IRS for 4056T and answering questions about your purchases. Read more here:
http://www.flyertalk.com/forum/ameri...iscussion.html
Their concern is not primarily about the rewards, but rather about the increased credit risk.
http://www.flyertalk.com/forum/ameri...iscussion.html
Their concern is not primarily about the rewards, but rather about the increased credit risk.
The amount mentioned is less than my monthly income , so i hope i wont get the FR. But whether does Amex have the capability to see what i have bought or will i get the points for the amount spent on gift cards ?
Last edited by kingofkingsforu; Nov 25, 2015 at 9:41 am
Nov 28, 2015, 9:05 am
#339
Join Date: Jan 2014
Location: NJ
Programs: United Silver, Hyatt, Marriott Gold, HHonors Gold, Amex Plat, Global Entry
Posts: 751
The 3x Airline bonus is a home run... bought a long haul CX ticket in J and with bonus an instant 25,000 MR points... which is just about 1/2 the points needed when transferring to Asia Miles to upgrade to F..... which with the 50K sign up bonus from this card alone was easily achievable....
Dec 9, 2015, 6:00 am
#341
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
The official list is here:
https://www.americanexpress.com/us/c...fo/retail.html
...but it's not comprehensive. Which stores do you have in mind?
https://www.americanexpress.com/us/c...fo/retail.html
...but it's not comprehensive. Which stores do you have in mind?
Dec 9, 2015, 9:11 pm
#342
Join Date: Sep 2013
Location: SAN
Programs: AS MVPG, UA Silver, Marriott + SPG Gold, Global Entry
Posts: 302
The official list is here:
https://www.americanexpress.com/us/c...fo/retail.html
...but it's not comprehensive. Which stores do you have in mind?
https://www.americanexpress.com/us/c...fo/retail.html
...but it's not comprehensive. Which stores do you have in mind?
I'm interested in trader joes, sprouts and safeway. I would assume safeway is included since they are owned by the same company which owns Vons, but I was just curious if anyone had definitive evidence. I suppose if I only used my card on groceries at a single store and then looked at how many points I received, I would know, but have yet to have that opportunity.
Dec 9, 2015, 9:23 pm
#343
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Post #2 in this thread confirms that Trader Joe's qualifies:
http://www.flyertalk.com/forum/ameri...-category.html
http://www.flyertalk.com/forum/ameri...-category.html
Dec 10, 2015, 12:50 am
#344
Join Date: Jan 2011
Location: HKG • Ex SFO, NYC
Programs: UA 1K, AA EXP; Marriott Amb; Hyatt Globalist; Shangri-la Diamond; IHG SpireAmb; Hilton D; Accor G
Posts: 3,319
Thanks. I've seen that list and was disappointed by it's lack of comprehensiveness.
I'm interested in trader joes, sprouts and safeway. I would assume safeway is included since they are owned by the same company which owns Vons, but I was just curious if anyone had definitive evidence. I suppose if I only used my card on groceries at a single store and then looked at how many points I received, I would know, but have yet to have that opportunity.
I'm interested in trader joes, sprouts and safeway. I would assume safeway is included since they are owned by the same company which owns Vons, but I was just curious if anyone had definitive evidence. I suppose if I only used my card on groceries at a single store and then looked at how many points I received, I would know, but have yet to have that opportunity.
Dec 10, 2015, 8:27 am
#345
Join Date: Jun 2012
Location: ATL
Programs: DL, Marriott
Posts: 728
What types of purchases does Amex collect L3 data for again? Or whatever has transaction level details? I recall for certain purchases, Amex could tell if you are buying gift cards, for others, just the category of the merchant. Which was it again?