Dec 26, 2020, 4:20 pm
Last edit by: dayone
Thanks to SteveT.
To get your FICO Score: Account Services > Profile > Scroll down and click View FICO Score.
To get your FICO Score: Account Services > Profile > Scroll down and click View FICO Score.
Amex offers free Experian Credit Score?
Jan 26, 2019, 7:59 am
#61
Suspended
Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
Mine has switched back and forth a couple of times since Nov. or Dec. I bet they’re doing some sort of A-B testing.
If they’re actually moving everyone to the useless VantageScore, that’s a big downgrade. I suggest people write in to complain.
If they’re actually moving everyone to the useless VantageScore, that’s a big downgrade. I suggest people write in to complain.
Jan 26, 2019, 8:03 am
#62
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Jan 26, 2019, 6:46 pm
#63
Join Date: Jun 2014
Location: LAX
Posts: 177
I have had both links since I got my first US card in July last year. However the FICO link didn't show a score until January this year (I believe this happened after my 6-month mark).
Jan 26, 2019, 7:10 pm
#64
Suspended
Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
Jan 31, 2019, 5:27 am
#65
Join Date: Jul 2016
Location: Dallas, TX
Programs: WN A-List Pref, Hilton Diamond, Marriott Gold, IHG Plat
Posts: 460
Since it's apparent that AMEX is shifting away from Experian to Transunion, I wonder whether we'll start to see more hard pulls transition that way too? I looked at the CreditPulls database to check, but there's no real evidence for that yet.
Jan 31, 2019, 7:43 am
#66
Join Date: Sep 2011
Posts: 1,857
This change likely has nothing to do with where they'll pull from. What they're really transitioning to is providing Card Members with the much cheaper VantageScore instead of FICO 8 from Experian. It's a benefit devaluation.
Jan 31, 2019, 11:55 am
#67
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
When going via the Amex app, it still says FICO score.
Jan 31, 2019, 2:10 pm
#68
Join Date: Jun 2014
Location: LAX
Posts: 177
Amex offers two different credit scores and I think some people are mixing them up since Amex tend to change the positioning of the links.
Both app and web page offer FICO 8 from Experian, updated monthly. The web version can be tricky to find sometimes but it should always be available quite far down on the "Account Services" tab as "View FICO Score". This is only the score without any detailed breakdowns. This is also the score Amex claim they are using.
The web page also offers "Free Credit Score & Report" from TransUnion. It is using VantageScore 3.0 and is updated weekly. This report is similar to Credit Karma et.al. with detailed breakdown of the scoring parameters. This is for "educational" purposes.
Both app and web page offer FICO 8 from Experian, updated monthly. The web version can be tricky to find sometimes but it should always be available quite far down on the "Account Services" tab as "View FICO Score". This is only the score without any detailed breakdowns. This is also the score Amex claim they are using.
The web page also offers "Free Credit Score & Report" from TransUnion. It is using VantageScore 3.0 and is updated weekly. This report is similar to Credit Karma et.al. with detailed breakdown of the scoring parameters. This is for "educational" purposes.
Nov 19, 2019, 4:30 pm
#69
Join Date: Apr 2006
Location: London
Programs: BA bronze, Hertz pres circle, Marriott Platinum, hilton diamond
Posts: 2,537
has the quick Fico score been removed from the account section?
I recall previously somewhere on the amex (usa) website, I could click and it would give me my fico score. I specifically am NOT referring to the "my Credit guide" section.
I can't sign up for that section because I dont have a SSN, so now, without access to that I cant monitor my fico score any more. I've been all over the site, including the site map and cant see anywhere now that will reveal my fico any more
I can't sign up for that section because I dont have a SSN, so now, without access to that I cant monitor my fico score any more. I've been all over the site, including the site map and cant see anywhere now that will reveal my fico any more
Dec 11, 2020, 6:18 pm
#74
Join Date: Aug 2015
Location: SFO
Programs: AS 75K (OW), SK Silver (*A), UR, MR
Posts: 3,341
If the Platinum is like any other MR card, the EX 8 hasn't been there for more than two years. You can however get it for free directly from Experian.
Dec 11, 2020, 9:11 pm
#75
Moderator: Alaska Mileage Plan
Join Date: Feb 2005
Posts: 12,316
It was definitely there in the last month or two. Also note the earlier posts referencing its availability as late as August.