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-   American Express | Membership Rewards (https://www.flyertalk.com/forum/american-express-membership-rewards-410/)
-   -   AMEX Business Gold Rewards 75k (Expired) 10k/4 months (https://www.flyertalk.com/forum/american-express-membership-rewards/1430275-amex-business-gold-rewards-75k-expired-10k-4-months.html)

mariobey Jan 21, 13 10:24 pm

AMEX Business Gold Rewards 75k (Expired) 10k/4 months
 
Seems like this offer floats around from time to time.

The spend is quite high, but for some it may be worth it.

Limited-Time Offer
Get 75,000 points after you spend $10,000 on the card in your first 4 months of Card membership1

Multiple Points on Purchases
3X Points on Airfare2

Points are earned only on eligible purchases. Bonus points limitations apply.

Offer Terms
Welcome bonus offer not available to applicants who have had this product or any other Business Gold, Green or Platinum Card® account within the last 12 months.†

Annual Fee
$0 introductory annual fee for the first year, then $175.

https://www262.americanexpress.com/b...ly/45152-286-0

duc1986d Jan 21, 13 10:26 pm

it sounds like many of us who just applied for the platinum card would not be qualified for this bonus
I also heard people reported that Amex refused to give them points on this promotion before

mariobey Jan 21, 13 10:28 pm


Originally Posted by duc1986d (Post 20097504)
it sounds like many of us who just applied for the platinum card would not be qualified for this bonus
I also heard people reported that Amex refused to give them points on this promotion before

Welcome bonus offer not available to applicants who have had this product or any other Business Gold, Green or Platinum Card® account within the last 12 months

I'm reading that as "Business" versions of those cards. So wouldn't that mean those who got the 100k platinum (personal) are eligible? Anyone else can help out? I'm on the fence for my wife who currently has the Platinum but has never held a business amex.

amolkold Jan 21, 13 10:31 pm

Personal card is separate from business. If you got in on the Plat 100K or PRG 50K a few weeks ago, you're still eligible for this as long as you meet the rules for Business cards.

Frankly, $10K spend for 75K MR is a bit too much for me (since the Business Gold is an FR magnet).

gloreglabert Jan 21, 13 10:31 pm

It's a business card, so people who did the 100k Platinum aren't excluded. Note that the offer expires in one week (January 28) according to the T&C.

duc1986d Jan 21, 13 10:35 pm


Originally Posted by amolkold (Post 20097538)
Personal card is separate from business. If you got in on the Plat 100K or PRG 50K a few weeks ago, you're still eligible for this as long as you meet the rules for Business cards.

Frankly, $10K spend for 75K MR is a bit too much for me (since the Business Gold is an FR magnet).

Can you give me detail about people with this card that got FR? was it because they don't believe you can spend that much within 4 months?

mariobey Jan 21, 13 10:35 pm


Originally Posted by amolkold (Post 20097538)
Personal card is separate from business. If you got in on the Plat 100K or PRG 50K a few weeks ago, you're still eligible for this as long as you meet the rules for Business cards.

Frankly, $10K spend for 75K MR is a bit too much for me (since the Business Gold is an FR magnet).

I've never been through a FR with Amex, but I do hold the PRG Business from about 4 months ago on a 50k offer with only 3k spend. Can you elaborate (via PM if you prefer) on why this is a FR magnet and how to avoid that magnet.

I really want to fly under the radar and think I do a pretty decent job, but it's always good to get educated on stuff like this. Pigs get fat....hogs get...FR's.

gloreglabert Jan 21, 13 10:38 pm


Originally Posted by mariobey (Post 20097570)
I've never been through a FR with Amex, but I do hold the PRG Business from about 4 months ago on a 50k offer with only 3k spend. Can you elaborate (via PM if you prefer) on why this is a FR magnet and how to avoid that magnet.

I really want to fly under the radar and think I do a pretty decent job, but it's always good to get educated on stuff like this. Pigs get fat....hogs get...FR's.

There doesn't seem to be any obvious trigger...but many, many people who got a business PRG subsequently got FR'd. Therefore, the biz PRG seems to be a FR magnet. There really isn't any better answer as far as I know.

MTA: I'd consider this, but...I think they might not like my applying for a new card while I'm currently dealing with my own post-plat FR. ;)

kevinwangjk Jan 21, 13 10:44 pm

Anyone has seen this offer more than once prior to this? Just want to have a good guess if it will come back later or not.

Don't really want to get one more card right after Plat and Gold a couple weeks ago.

iqbalt80 Jan 21, 13 10:54 pm

Very tempting to get another 75K MR points to compliment my 150K haul but a bit hesitant about the FR. sigh.... decisions decisions...

amolkold Jan 21, 13 11:07 pm

What I mean by FR magnet is that $10K over 4 months tends to draw a lot more attention if you use unique spending methods than does, say, $1k in 3 months or $3k in 4 months. If you have an actual business with actual income, there's no reason to hesitate.

ddallas Jan 21, 13 11:22 pm


Originally Posted by amolkold (Post 20097704)
What I mean by FR magnet is that $10K over 4 months tends to draw a lot more attention if you use unique spending methods than does, say, $1k in 3 months or $3k in 4 months. If you have an actual business with actual income, there's no reason to hesitate.

+1
I think they might do the FR to get a handle on how much credit to give you. Should they give you 1k, 10k, 100k, spend limit? This offer has been coming around several times per year. Sometimes only available for a day. Whether it is worth it depends in part on how easy it is for you to come by 10k spend.

mnscout Jan 22, 13 12:36 am


Originally Posted by kevinwangjk (Post 20097607)
Anyone has seen this offer more than once prior to this? Just want to have a good guess if it will come back later or not.

Don't really want to get one more card right after Plat and Gold a couple weeks ago.

I remember at least 3 prior occurences in the last year (I think).

aegt123 Jan 22, 13 1:11 am

Got Amex Business Gold last time they had $50K in $5K spend. Got FR within weeks. Too many CVS VR charges. Supplied tax info..was allowed to keep my SPG, Amex Hilton and Gold card, but the CLs were reduced quite a lot.

gloreglabert Jan 22, 13 1:42 am


Originally Posted by aegt123 (Post 20098136)
Got Amex Business Gold last time they had $50K in $5K spend. Got FR within weeks. Too many CVS VR charges. Supplied tax info..was allowed to keep my SPG, Amex Hilton and Gold card, but the CLs were reduced quite a lot.

Did they say anything about the CVS charges (i.e., apart from the fact that they were the likely trigger, did they ask you any questions about the purchases)?


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