mojo2121

All,

I am looking to see if there is a card out there that gives 2x plus points on gas, dining out and groceries all on one (excluding cards that only give cash back)? The regular MB card (which I think does not get enough props) looks pretty good with 3x on gas and 2x on dining but no groceries. Similarly the PRG has 3x on airfare, 2x on gas and groceries but nothing on dining.

What I am considering doing is opening both a PRG and CSP to get all travel, dining, groceries and gas purchases on at least 2x and to spread out the points a bit between UR/MR which covers the majority of our spending (we also have an Ink Bold for the 5x bonuses) but am wondering if there is some "mystical" card out there that has it all

Thanks!

diver858

There is a practical limit to the value of rewards a credit card company can offer. This is why savvy consumers with good credit carry multiple credit cards, each used for a specific purpose.

In our case, by far the best grocery reward card is AMEX Blue Cash.

mojo2121

Can you convert AMEX Blue Cash rewards to MR (like on some Chase cards) or no?

mia

No.

SuperKirby

+1. Credit card companies are no different from other businesses. They would never make a credit card that has bonus categories on all gas/groceries/dining/travel, etc. It may come close to make u want it, but no such thing as the "perfect" card. Why do that when they can separate them to different cards and force customers to have multiple credit cards?

budblab

Hilton honors Amex and Hilton honors surpass Amex

G2244

Never say never... The Chase MileagePlus Select card did/does exactly that and is one I am unlikely to ever cancel. It is no longer available for new applicants. It gives 3x for United purchases, 2x for Gas, Groceries, Dining, and Home Improvement, 1x for everything else. And if that wasn't enough it gives PQMs (toward United status) of up to 5,000 spent on United purchases AND 5,000 miles on renewal on paying the $95 annual fee. Yes I LOVE this card. I am a bit surprised they have not offered it to new applicants for a while.

mintcilantro

I'm jealous of you.

most lucrative cards like this have started disappearing.

darenhuang

Hi I also have this card, do you know if they charge foreign transaction fee? and where can I find a detail card benefit?
thanks

G2244

Yes, they do charge for foreign transactions. I am not sure what it is since use a different card when for that with no fees. You can see most of the benefits by looking at your account online. Click on "Show Rewards" link then on "See Rewards details." Interestingly it does not show 2x on Home Improvement but that still works on mine. Just give them a call about the foreign exchange fees.

Edit: Oh and I had even forgot about this but you also get 2x for Star Alliance purchases.