American Express USA to begin issuing EMV "chipped" cards in late 2012
#1
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
Original Poster
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
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American Express USA to begin issuing EMV "chipped" cards in late 2012
http://about.americanexpress.com/new...v_roadmap.aspx
The articles does not specify if the USA-issued cards will be Chip & PIN or Chip & Signature, but most USA VISA and MasterCard issuers have chosen Chip & Signature because PIN adds little value in an online verification system and because the USA ATM network does not support PIN changes.
Please discuss in this thread until American Express announces more specifics:
http://www.flyertalk.com/forum/credi...signature.html
The articles does not specify if the USA-issued cards will be Chip & PIN or Chip & Signature, but most USA VISA and MasterCard issuers have chosen Chip & Signature because PIN adds little value in an online verification system and because the USA ATM network does not support PIN changes.
Please discuss in this thread until American Express announces more specifics:
http://www.flyertalk.com/forum/credi...signature.html
Last edited by mia; Jul 2, 12 at 3:09 pm
#2
Join Date: Feb 2007
Location: Sunny Florida
Programs: AA,BA,DL,UA,US,Hilton Gold,MC Chairman,AMEX Plat
Posts: 16
I called Amex and worked my way up the ladder of CSR's,to be told that USA issued Platinum and Centurion card holders would be able to request chip-and-PIN cards as of November 21, 2012. The CSR will inquire if European travel is planned.
When asked if this is Chip and Pin rather than Chip and Sig, the CSR said her notes stated it will be Chip and Pin.
Let's see if this really comes to pass.
When asked if this is Chip and Pin rather than Chip and Sig, the CSR said her notes stated it will be Chip and Pin.
Let's see if this really comes to pass.
#3
Join Date: Feb 2010
Location: Houston, TX
Programs: SPG 100Platinum, Marriott Platinum, Hilton Gold,United GS, Delta Gold
Posts: 70
I called Amex and worked my way up the ladder of CSR's,to be told that USA issued Platinum and Centurion card holders would be able to request chip-and-PIN cards as of November 21, 2012. The CSR will inquire if European travel is planned.
When asked if this is Chip and Pin rather than Chip and Sig, the CSR said her notes stated it will be Chip and Pin.
Let's see if this really comes to pass.
When asked if this is Chip and Pin rather than Chip and Sig, the CSR said her notes stated it will be Chip and Pin.
Let's see if this really comes to pass.
#5
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,162
If the roll out for USA Amex chip and pin is the same as the UK, I imagine all the Charge Cards will get and then it'll be ages before anything else gets one.
#6
Join Date: Aug 2004
Location: YYZ
Programs: AA LT Plat, UA Silver, Marriott Plat Premier, Hilton Diamond, Hertz President's Circle
Posts: 1,121
#7
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,162
Oh right, sounds like Amex's implementation of contactless in the UK. It never works, you just get "Contactless transaction unsuccessful". The only place it does work is McDonalds.
#8
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
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Moderator action
Row2's report and replies thereto have been moved into a more recent thread.
Problems with the Canadian Chip & PIN rollout are discussed here:
http://www.flyertalk.com/forum/ameri...verywhere.html
Problems with the Canadian Chip & PIN rollout are discussed here:
http://www.flyertalk.com/forum/ameri...verywhere.html
#9
Join Date: Mar 2010
Location: IND
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Posts: 204
#10
Join Date: Jul 2009
Location: DCA/IAD
Programs: AS, US, Hilton, BA, DL, SPG, AA, VS
Posts: 1,196
I called Amex and worked my way up the ladder of CSR's,to be told that USA issued Platinum and Centurion card holders would be able to request chip-and-PIN cards as of November 21, 2012. The CSR will inquire if European travel is planned.
When asked if this is Chip and Pin rather than Chip and Sig, the CSR said her notes stated it will be Chip and Pin.
Let's see if this really comes to pass.
When asked if this is Chip and Pin rather than Chip and Sig, the CSR said her notes stated it will be Chip and Pin.
Let's see if this really comes to pass.
#12
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,162
I would make sense that American Express would choose Chip and Pin. In Europe the banks chose chip and pin, not Visa or MasterCard, American Express did have a choice though as its separate from the other card networks and they still went chip and pin.
#14
Join Date: Nov 2011
Location: FRA, GER
Programs: Delta Skymiles, Amex Membership Rewards
Posts: 89
My AMEX ( German) Gold card already has a chip. Sometimes when I buy something I have to enter the pin and other times not. Don't understand that however, I think the pin and chip is a good idea.
#15
Join Date: Sep 2012
Location: YVR
Posts: 1,793
Yep - I can confirm that my October-issued Amex Gold had a chip, but the chip doesn't work in many places. So far, I've only got it to work at the McDonald's by where I work (they have upgraded CHIP machines)...everywhere else, swipe and sign. And sometimes, I've had the 'looping' problem, and I need to use a different card ('looping' - where it asks to insert chip card, then asks to swipe, then asks to insert chip card, then swipe - and so on. Never actually authorizes...), but that isn't even store-dependent...it seems to be card-reader dependent...