Jun 19, 2015, 7:12 am
Last edit by: 747FC
Current offer (as of 7/1/16):
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
Ameriprise Amex Platinum (discontinued October 2019)
Jul 14, 2018, 2:02 am
#931
Suspended
Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
@joe_miami : If this is what you think is an attestation to which one falsely swears, you need to rethink your position:
. Your ability to have this Card product is contingent on a relationship between you and Ameriprise Financial, Inc. If no relationship exists, or if your relationship with Ameriprise Financial ends, American Express has the right to cancel your Card account or transfer your account to another American Express Card product th.at will have different features and benefits. ...
Then you are sadly mistaken.
The key entry here is noted in red, the impact of which is to acknowledge that Amex reserves the right to not only offer a card where no relationship exists, but also reserves the right to cancel or change a card offering.
There is no attestation certifying that there is a current relationship with Ameriprise, and certainly no attestation that a statement is made under penalty of law.
. Your ability to have this Card product is contingent on a relationship between you and Ameriprise Financial, Inc. If no relationship exists, or if your relationship with Ameriprise Financial ends, American Express has the right to cancel your Card account or transfer your account to another American Express Card product th.at will have different features and benefits. ...
Then you are sadly mistaken.
The key entry here is noted in red, the impact of which is to acknowledge that Amex reserves the right to not only offer a card where no relationship exists, but also reserves the right to cancel or change a card offering.
There is no attestation certifying that there is a current relationship with Ameriprise, and certainly no attestation that a statement is made under penalty of law.
Jul 14, 2018, 2:21 am
#932
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,138
We're going in circles here. I was asked how people are "abusing" Amex with the Ameriprise. Applying for an Ameriprise card as a non-Ameriprise customer when the terms specifically require an existing Ameriprise account is, definitionally, abusive. Best case, such people are unintentionally wasting Amex's time; worst case, they're intentionally taking advantage of a loophole — and in a growing number of cases, they're doing so every 12 months.
Jul 14, 2018, 2:24 am
#933
Suspended
Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
LOL. Anyone who knowingly applies for an Ameriprise Platinum card without an Ameriprise account is committing fraud on Amex. There's no two ways about it. The terms are part of the application.
Jul 14, 2018, 2:36 am
#934
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,138
Jul 14, 2018, 3:41 am
#935
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
It seems you can’t answer that question. But that aside, when do you anticipate your first federal felony prosecution for someone applying for and having been issued an Ameriprise Amex Platinum card after such applicant manually keyed in accurate field info in the application form fields? I anticipate to never see it happen.
Last edited by mia; Jul 16, 2018 at 6:18 am Reason: Remove inflamatory language.
Jul 15, 2018, 5:29 pm
#937
Suspended
Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
Jul 15, 2018, 5:31 pm
#938
Suspended
Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
..., when do you anticipate your first federal felony prosecution for someone applying for and having been issued an Ameriprise Amex Platinum card after such applicant manually keyed in accurate field info in the application form fields? I anticipate to never see it happen.[/LEFT]
Last edited by mia; Jul 16, 2018 at 6:21 am Reason: Clean quotation
Jul 15, 2018, 7:14 pm
#939
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Moderator action
One post has been removed, several have been edited. Write about American Express products, policies and practices, not about other posters. Make your point once, repetition doesn't strengthen an argument. The use of inflammatory language to provoke another poster is explicitly prohibited. The purpose of Flyertalk threads is to exchanges ideas and information , but not to persuade others to concede defeat.
If you find a poster intolerable, learn to use the Ignore List -and- then let it go. Silence itself is the most effective way to silence a troublesome poster.
If you find a poster intolerable, learn to use the Ignore List -and- then let it go. Silence itself is the most effective way to silence a troublesome poster.
Last edited by mia; Jul 16, 2018 at 6:29 am
Jul 18, 2018, 9:21 pm
#940
Join Date: Feb 2015
Location: New York
Posts: 230
Just an update. SO it seems like they have now added the 60,000 sign up bonus to my account. BUT this was an exception because the CS person admitted that they told me separately the deal was targeted and it was registered in their computer that they said it. HOWEVER, for the most part if you had an Ameriprise and then sign up for this you will not get the bonus. I would say, if you did sign up with the regular Plat after getting Ameriprise to at least try and open a case, but don't be surprised if you don't win
Jul 29, 2018, 9:16 am
#941
Join Date: Aug 2011
Location: St. Louis, MO
Programs: HHonors Diamond, Marriott Platinum, Avis Preffered, Delta GM
Posts: 236
I just got my Ameriprise card. I decided I want to add an authorized user for free. How do I go about doing that? On the Amex site it is showing $175/card. If I just go through that link will the fee get waived, or should I call the 800 number on the card to confirm the cost?
Jul 29, 2018, 11:43 am
#942
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,138
I just got my Ameriprise card. I decided I want to add an authorized user for free. How do I go about doing that? On the Amex site it is showing $175/card. If I just go through that link will the fee get waived, or should I call the 800 number on the card to confirm the cost?
Jul 30, 2018, 2:48 pm
#943
Join Date: Feb 2007
Location: NJ/NYC
Programs: UA and HH
Posts: 4,346
I just got my Ameriprise card. I decided I want to add an authorized user for free. How do I go about doing that? On the Amex site it is showing $175/card. If I just go through that link will the fee get waived, or should I call the 800 number on the card to confirm the cost?
Jul 30, 2018, 3:28 pm
#944
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,138
Free First Year up in September: Planning on Changing AU to Gold.
Seeking expert advice on timing issues for our renewal:
September will make it one-year that I have had the Plat, and my wife has been an AU. I'm probably going to renew for myself as the FHR and IAP benefits have promise, and we have enjoyed Centurion lounge access. Since most of the benefits are attainable through one of us having the card, I'm going to cancel her Plat and change it to a no-fee Gold card.
I'm going to try to see if Amex will extend the card free for me for another year, and at the same time switch AU to Gold. Should I just go ahead and do this before any billing occurs, or wait until the cards are billed.
Many thanks for your insights.
September will make it one-year that I have had the Plat, and my wife has been an AU. I'm probably going to renew for myself as the FHR and IAP benefits have promise, and we have enjoyed Centurion lounge access. Since most of the benefits are attainable through one of us having the card, I'm going to cancel her Plat and change it to a no-fee Gold card.
I'm going to try to see if Amex will extend the card free for me for another year, and at the same time switch AU to Gold. Should I just go ahead and do this before any billing occurs, or wait until the cards are billed.
Many thanks for your insights.