Jun 19, 2015, 7:12 am
Last edit by: 747FC
Current offer (as of 7/1/16):
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
Ameriprise Amex Platinum (discontinued October 2019)
Aug 24, 2014, 10:41 am
#182
Join Date: Feb 2007
Posts: 754
Aug 24, 2014, 11:06 am
#183
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
Aug 24, 2014, 4:23 pm
#184
Join Date: Dec 2008
Location: NYC
Programs: BA Gold, HH Diamond, Marriott Gold
Posts: 1,260
Can we change the names of the additional card holders few months later i.e. get the Amex Plat now with 3 free additional cards but change the additional card holders few months later for no fee (still keeping only 3)?
thanks
thanks
Aug 29, 2014, 7:33 pm
#186
Join Date: Aug 2009
Posts: 17
Minumum Spend question
During my application ,I also added my spouse as an additional card holder.
1)If my spouse spends 3k in 3 months is this counted towards minimum spend limit.
2) As my spouse is a homemaker will spending with her card increase her credit score.
Appreciate your responses.
Thanks
1)If my spouse spends 3k in 3 months is this counted towards minimum spend limit.
2) As my spouse is a homemaker will spending with her card increase her credit score.
Appreciate your responses.
Thanks
Aug 29, 2014, 9:40 pm
#187
Join Date: Jan 2000
Location: fort worth, texas
Posts: 946
During my application ,I also added my spouse as an additional card holder.
1)If my spouse spends 3k in 3 months is this counted towards minimum spend limit.
2) As my spouse is a homemaker will spending with her card increase her credit score.
Appreciate your responses.
Thanks
1)If my spouse spends 3k in 3 months is this counted towards minimum spend limit.
2) As my spouse is a homemaker will spending with her card increase her credit score.
Appreciate your responses.
Thanks
Spousal spending will count toward the 3k. As an authorized user (and not a joint user), i don't think your wife will see much impact to her credit score.
Aug 29, 2014, 10:28 pm
#188
Join Date: Aug 2009
Posts: 17
Thanks for your response, this helps.
Aug 30, 2014, 1:05 am
#189
Join Date: May 2010
Location: SFO
Posts: 97
I've been an American Express member since 2011. I just received my Ameriprise Platinum Card (non-Ameriprise member) and the member since date said 2014.
Did this happen to anyone else?
For what it's worth, they're sending me a replacement card and it's not too big of a deal.
Did this happen to anyone else?
For what it's worth, they're sending me a replacement card and it's not too big of a deal.
Aug 30, 2014, 8:20 am
#190
Join Date: Jul 2014
Posts: 42
I've been an American Express member since 2011. I just received my Ameriprise Platinum Card (non-Ameriprise member) and the member since date said 2014.
Did this happen to anyone else?
For what it's worth, they're sending me a replacement card and it's not too big of a deal.
Did this happen to anyone else?
For what it's worth, they're sending me a replacement card and it's not too big of a deal.
Last edited by possib1edoc; Aug 30, 2014 at 8:26 am
Aug 30, 2014, 11:59 am
#191
Join Date: May 2010
Location: SFO
Posts: 97
American Express backdates all your cards to the first card's opening date referring to when you first became a member of American Express.
Aug 30, 2014, 1:10 pm
#192
Join Date: Nov 2012
Posts: 175
That's why now, unless I anticipate regular use of my wife's Amex cards, I will not get a card on her account as an AU. I don't want to unnecessarily skew my AAoA.
Aug 30, 2014, 10:06 pm
#193
Join Date: Jan 2014
Location: Chyona
Programs: Anywhere I can ski...
Posts: 401
I've been an American Express member since 2011. I just received my Ameriprise Platinum Card (non-Ameriprise member) and the member since date said 2014.
Did this happen to anyone else?
For what it's worth, they're sending me a replacement card and it's not too big of a deal.
Did this happen to anyone else?
For what it's worth, they're sending me a replacement card and it's not too big of a deal.
Aug 30, 2014, 10:15 pm
#194
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
Aug 30, 2014, 10:28 pm
#195
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
FWIW, this does not hold true for AUs. AUs' "memberships" are dated as of the date of the application, and are likewise not backdated on the credit reports. Both she and I have been members since 1995. If she were to apply for an AMEX card today and I were an AU, her card would say "Member Since 1995" while mine would indicate "Member Since 2014."
That's why now, unless I anticipate regular use of my wife's Amex cards, I will not get a card on her account as an AU. I don't want to unnecessarily skew my AAoA.
That's why now, unless I anticipate regular use of my wife's Amex cards, I will not get a card on her account as an AU. I don't want to unnecessarily skew my AAoA.