Ameriprise Amex Platinum (discontinued October 2019)

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Old Jan 10, 20, 9:03 pm   -   Wikipost
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Current offer (as of 7/1/16):
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."

https://www262.americanexpress.com/d...rsion/personal

(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________

Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)

Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.

My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.

Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
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Old May 14, 14, 9:36 am
  #106  
mia
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
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Originally Posted by f0xx View Post
... MR bonus...
Welcome bonus offer not available to applicants who have or have had a Platinum Card® account enrolled in the Membership Rewards® program. To qualify for 25,000 points, you must make purchases on your Platinum Card® from American Express for Ameriprise that total $3,000 or more within your first three months of Card Membership starting from the date your account is approved. 25,000 points will be credited to your Membership Rewards® program account 6-8 weeks after you meet the spend requirement. Limit one offer per Card Account. Additional Card Members are not eligible. Cash advances, balance transfers, fees or interest charges, purchases of traveler’s checks, purchases or reloading of prepaid cards or purchases of other cash equivalents do not apply towards the spend requirement. To receive the bonus points, account must be active, in good standing, and not in default at the time the bonus points are posted to your account. Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice. If your application is not approved by 08/31/2014 because it is incomplete or in pending status, you may not receive the offer even if your application is subsequently approved. American Express reserves the right to modify or revoke offer at any time. In rare instances, your period to spend $3,000 may be shorter than 3 months if there is a delay in mailing your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). For questions regarding your Card account, please call the number on the back of your Card.

Originally Posted by f0xx View Post
You don't have to be a Ameriprise client.
Your ability to have this Card product is contingent on a relationship between you and Ameriprise Financial, Inc. If no relationship exists, or if your relationship with Ameriprise Financial ends, American Express has the right to cancel your Card account or transfer your account to another American Express Card product that will have different features and benefits.
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Old May 14, 14, 11:24 am
  #107  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
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Thanks mia. I know what the terms say, but I'm not a Ameriprise client and I have it.

Like I said, you don't have to be an Ameriprise client.
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Old May 14, 14, 11:48 am
  #108  
mia
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Originally Posted by f0xx View Post
... I have it.
Understood. Typically American Express doesn't react early to disparities between published policy and actual practice, but I like to know what might happen when they notice.

The terms don't say that they won't process applications from others, only that they reserve the right to change the account later. I doubt this would impact the first year annual fee waiver, but it could mean losing the 5,000 point bonus for $20,000 spend.
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Old May 20, 14, 6:50 pm
  #109  
 
Join Date: May 2008
Posts: 228
apply offer retroactively

I just got the Amerprise AX about 8 weeks ago -- before the offer for 25000 points. After seeing this thread, I tried calling AX to see if they would apply the offer retroactively, but was told that Marketing did not do that. Any one have any other suggestions?
sharonsimon is offline  
Old May 21, 14, 1:20 pm
  #110  
 
Join Date: May 2013
Programs: Hyatt Platinum, IHG Platinum, Aadvantage Platinum
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Originally Posted by greg0ire View Post
I saw this on slickdeals and figured it may benefit some folks here (who don't fly AA )
https://www262.americanexpress.com/a...canexpress.com
Good catch. So how do we become Ameriprise members hmm.
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Old May 21, 14, 1:23 pm
  #111  
mia
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
 
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Originally Posted by wholelottamiles View Post
So how do we become Ameriprise members hmm.

Getting started with Ameriprise Financial
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Old May 25, 14, 12:37 pm
  #112  
cnn
 
Join Date: Jan 2009
Posts: 116
Originally Posted by mia View Post
Welcome bonus offer not available to applicants who have or have had a Platinum Card® account enrolled in the Membership Rewards® program. To qualify for 25,000 points, you must make purchases on your Platinum Card® from American Express for Ameriprise that total $3,000 or more within your first three months of Card Membership starting from the date your account is approved. 25,000 points will be credited to your Membership Rewards® program account 6-8 weeks after you meet the spend requirement. Limit one offer per Card Account. Additional Card Members are not eligible. Cash advances, balance transfers, fees or interest charges, purchases of traveler’s checks, purchases or reloading of prepaid cards or purchases of other cash equivalents do not apply towards the spend requirement. To receive the bonus points, account must be active, in good standing, and not in default at the time the bonus points are posted to your account. Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice. If your application is not approved by 08/31/2014 because it is incomplete or in pending status, you may not receive the offer even if your application is subsequently approved. American Express reserves the right to modify or revoke offer at any time. In rare instances, your period to spend $3,000 may be shorter than 3 months if there is a delay in mailing your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). For questions regarding your Card account, please call the number on the back of your Card.
The application page still shows the bonus offer but this quote is no longer mentioned in the T&C. Maybe the offer was expired?
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Old May 28, 14, 4:55 am
  #113  
Suspended
 
Join Date: May 2014
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Originally Posted by mia View Post
Understood. Typically American Express doesn't react early to disparities between published policy and actual practice, but I like to know what might happen when they notice.

The terms don't say that they won't process applications from others, only that they reserve the right to change the account later. I doubt this would impact the first year annual fee waiver, but it could mean losing the 5,000 point bonus for $20,000 spend.
I've had the Ameriprise Platinum since 2011 and I'm not an Ameriprise client. Signed up with the Ameriprise link for the free first year. I've even spoken to CSRs about not being an Ameriprise client over the years and nothing has happened. I still get the 5000 MR bonus every year too.
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Old Jul 9, 14, 12:36 pm
  #114  
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It hasn't yet hit the major blogs, but this fee-free offer for the Ameriprise AMEX Platinum is a very good deal. It finally convinced me to get one.

http://milestomemories.boardingarea....amex-platinum/
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Old Jul 9, 14, 12:58 pm
  #115  
 
Join Date: Oct 2013
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Of course it has... Doctor of Credit has picked it up and even quoted me... (Which I didn't like without being asked first)
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Old Jul 9, 14, 3:52 pm
  #116  
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Originally Posted by f0xx View Post
Of course it has... Doctor of Credit has picked it up and even quoted me... (Which I didn't like without being asked first)
Are you saying Doctor of Credit is a "major blog"?

The deal is getting some buzz in the "minor" blogs, which is where I became aware of it.
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Old Jul 9, 14, 7:51 pm
  #117  
 
Join Date: Nov 2013
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Originally Posted by f0xx View Post
Of course it has... Doctor of Credit has picked it up and even quoted me... (Which I didn't like without being asked first)
Do you write the Free Student Blog? If so, then he was just giving you credit since he saw it on my site and I sourced you. So be mad at me!
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Old Jul 10, 14, 10:39 am
  #118  
 
Join Date: Jan 2014
Posts: 22
Is this considered the "same product" as the regular personal platinum card? Would getting this prevent me from getting a personal platinum card with a higher signup bonus (per their new once-per-lifetime policy)?
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Old Jul 10, 14, 1:00 pm
  #119  
 
Join Date: Oct 2013
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Originally Posted by milestomemories View Post
Do you write the Free Student Blog? If so, then he was just giving you credit since he saw it on my site and I sourced you. So be mad at me!
Nope. Though I've seen it posted there too.
It's out there on blogs, though I see it being patched with more exposure.

Originally Posted by PimpTheMonkey View Post
Is this considered the "same product" as the regular personal platinum card? Would getting this prevent me from getting a personal platinum card with a higher signup bonus (per their new once-per-lifetime policy)?
Same product? Yes and no.
They know it's an Ameriprise AMEX Platinum.
If the MR is worth it to you, get the higher signup bonus.
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Old Jul 10, 14, 4:19 pm
  #120  
 
Join Date: Jan 2007
Posts: 5,643
When Ameriprise was still part of Amex I had a friend who worked for them doing all sorts of customer analytics. They indicated they had all sorts of high value customer reports that would feed into comp Gold, Plat and Black cards. Lowest level HVC started with a portfolio of at least $100k, I would speculate higher level HVCs are considerably higher.

Would be interesting to hear what actual Ameriprise customers get for targeted offers.
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