Last edit by: 747FC
Current offer (as of 7/1/16):
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
Ameriprise Amex Platinum (discontinued October 2019)
#1006
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
There are several reports in the thread of people who have applied more than once, and received the fee waiver each time. I do not think we yet have any reports from people who applied for this specific card and saw the "No Bonus" pop-up. That could be because the pop-up is new, or it could be because American Express does not treat the fee waiver as a bonus.
#1007
Join Date: Sep 2003
Location: SAN
Programs: AA Lifetime Platinum, UA, AS, DL, SPG Gold, HH Diamond
Posts: 1,097
There are several reports in the thread of people who have applied more than once, and received the fee waiver each time. I do not think we yet have any reports from people who applied for this specific card and saw the "No Bonus" pop-up. That could be because the pop-up is new, or it could be because American Express does not treat the fee waiver as a bonus.
#1008
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Who are "they"? No one posting in this thread works for American Express, or has been denied a second fee waiver for this card. The recent discussion is an attempt to relate what we know about this card to other changes that American Express has made.
#1009
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
The fee waiver for this card is not a sign-up bonus, it's part of the T&C's that are applicable to the card.
#1010
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Read the terms. It is a sign up bonus, but this card is not subject to the previous cardholder disqualification language. If it isn't in the terms of the offer, it doesn't apply.
https://www262.americanexpress.com/d...rmsDisclosures
Basic and Additional Card Annual Fees
Basic Platinum Card: $0 introductory fee for the first year; then $550. Additional Platinum Cards: $0 introductory fee for the first year; then $175 for up to three Additional Platinum Cards and $175 for each Additional Platinum Card after the first three, $0 for any Additional Gold cards. Foreign Transaction Fee: None.
Basic Platinum Card: $0 introductory fee for the first year; then $550. Additional Platinum Cards: $0 introductory fee for the first year; then $175 for up to three Additional Platinum Cards and $175 for each Additional Platinum Card after the first three, $0 for any Additional Gold cards. Foreign Transaction Fee: None.
#1011
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Read the terms. It is a sign up bonus, but this card is not subject to the previous cardholder disqualification language. If it isn't in the terms of the offer, it doesn't apply.
https://www262.americanexpress.com/d...rmsDisclosures
https://www262.americanexpress.com/d...rmsDisclosures
#1013
Join Date: Feb 2015
Location: New York
Posts: 230
If you don't care about the bonus and stuff, it's the same card...you might not get the nice welcome box tho
#1014
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
#1015
Join Date: May 2013
Posts: 288
Since this card is a zero first year annual fee, they are not legally allowed to approve you for the card, then not offer you that benefit. They could cancel your account, but they would not be allowed to charge you the annual fee within the first year, since the terms of applying for the card state zero annual fee for first 12 months.
Its a Fee, and cards are not allowed to change fees in the first 12 months.
Its a Fee, and cards are not allowed to change fees in the first 12 months.
#1016
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
There are several reports in the thread of people who have applied more than once, and received the fee waiver each time. I do not think we yet have any reports from people who applied for this specific card and saw the "No Bonus" pop-up. That could be because the pop-up is new, or it could be because American Express does not treat the fee waiver as a bonus.
#1017
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
#1018
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
I do not attach any special significance to the word bonus. American Express explicitly refers to the fee waiver as an introductory offer. I understand that they cannot approve the application and then impose a fee, but they can decline the application if their algorithm detects that you have had the card before. There is no indication that they currently choose to do this.