Jun 19, 2015, 7:12 am
Last edit by: 747FC
Current offer (as of 7/1/16):
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
Ameriprise Amex Platinum (discontinued October 2019)
Jul 30, 2018, 4:06 pm
#946
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
This is really a retention question. If you look at this thread you will see that fee waivers or significant credits are rare, and offers of points (with a spending requirement) are common. Assuming they will not waive the $550 fee would you cancel?
https://www.flyertalk.com/forum/amer...on-offers.html
https://www.flyertalk.com/forum/amer...on-offers.html
Jul 30, 2018, 11:38 pm
#947
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,128
This is really a retention question. If you look at this thread you will see that fee waivers or significant credits are rare, and offers of points (with a spending requirement) are common. Assuming they will not waive the $550 fee would you cancel?
https://www.flyertalk.com/forum/amer...on-offers.html
https://www.flyertalk.com/forum/amer...on-offers.html
Jul 31, 2018, 10:47 am
#948
Join Date: Mar 2011
Location: BDL, JFK
Posts: 658
Seeking expert advice on timing issues for our renewal:
September will make it one-year that I have had the Plat, and my wife has been an AU. I'm probably going to renew for myself as the FHR and IAP benefits have promise, and we have enjoyed Centurion lounge access. Since most of the benefits are attainable through one of us having the card, I'm going to cancel her Plat and change it to a no-fee Gold card.
I'm going to try to see if Amex will extend the card free for me for another year, and at the same time switch AU to Gold. Should I just go ahead and do this before any billing occurs, or wait until the cards are billed.
Many thanks for your insights.
September will make it one-year that I have had the Plat, and my wife has been an AU. I'm probably going to renew for myself as the FHR and IAP benefits have promise, and we have enjoyed Centurion lounge access. Since most of the benefits are attainable through one of us having the card, I'm going to cancel her Plat and change it to a no-fee Gold card.
I'm going to try to see if Amex will extend the card free for me for another year, and at the same time switch AU to Gold. Should I just go ahead and do this before any billing occurs, or wait until the cards are billed.
Many thanks for your insights.
Jul 31, 2018, 12:08 pm
#949
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,128
Aug 1, 2018, 6:09 am
#950
Join Date: Sep 2011
Posts: 1,857
Annual fees occur annually. Every credit card choice has a one-year lifespan. Next year, when faced with the same decision, your wife's spouse (aka you) can use the same solution that was suggested.
Aug 1, 2018, 7:39 am
#951
Join Date: Aug 2011
Location: St. Louis, MO
Programs: HHonors Diamond, Marriott Platinum, Avis Preffered, Delta GM
Posts: 236
I saw the fee when I was online as well. I ended up calling and at first was quoted $175, but then I stated it was an ameriprise version. They put me on a short hold and then gave me the additional card for free.
Aug 1, 2018, 11:33 pm
#953
Join Date: Sep 2007
Location: Miami Beach, Florida
Programs: AA Plat, Sixt Platinum, Hilton Gold, Hyatt Platinum, Avis First, Caesars TR Diamond, Mlife Gold
Posts: 4,928
This does seem like the best AMEX Plat card, just for the $550+ fee being waived for the first year. It does have the normal benefits, so while you may not be getting points, you are saving cash!
Aug 2, 2018, 5:57 am
#954
Join Date: Oct 2009
Location: Boston, USA
Programs: AA EXP, TK Elite, HH Gold, SPG/Marriott Gold
Posts: 939
Here is a data point...On my third attempt to get some relief on my second renewal (third year of use) of the
card, I was offered $300 off the $550 yearly fee for a spend of $4K in next 3 months. think that was a fair offer
since I value the card to be worth $250 per year or so.
Original offers were 1. No, you pay $550 or 2. Fee waived for 55K MR points
I rejected both and third call led to a mutually acceptable offer :-)
card, I was offered $300 off the $550 yearly fee for a spend of $4K in next 3 months. think that was a fair offer
since I value the card to be worth $250 per year or so.
Original offers were 1. No, you pay $550 or 2. Fee waived for 55K MR points
I rejected both and third call led to a mutually acceptable offer :-)
Aug 5, 2018, 5:10 pm
#956
Join Date: Aug 2018
Programs: UA 1K, Hyatt Globalist
Posts: 113
How many authorized users are you allowed to add for the first year? According to the terms:
Additional Platinum Cards: $0 introductory fee for the first year; then $175 for up to three Additional Platinum Cards and $175 for each Additional Platinum Card after the first three, $0 for any Additional Gold cards. Foreign Transaction Fee: None.
, it sounds like you can add as many as you want?
Additional Platinum Cards: $0 introductory fee for the first year; then $175 for up to three Additional Platinum Cards and $175 for each Additional Platinum Card after the first three, $0 for any Additional Gold cards. Foreign Transaction Fee: None.
, it sounds like you can add as many as you want?
Aug 6, 2018, 8:41 am
#957
Join Date: Jun 2014
Location: PSC
Programs: Hilton Diamond/IHG Platinum/DL Plutononium
Posts: 1,728
How many authorized users are you allowed to add for the first year? According to the terms:
Additional Platinum Cards: $0 introductory fee for the first year; then $175 for up to three Additional Platinum Cards and $175 for each Additional Platinum Card after the first three, $0 for any Additional Gold cards. Foreign Transaction Fee: None.
, it sounds like you can add as many as you want?
Additional Platinum Cards: $0 introductory fee for the first year; then $175 for up to three Additional Platinum Cards and $175 for each Additional Platinum Card after the first three, $0 for any Additional Gold cards. Foreign Transaction Fee: None.
, it sounds like you can add as many as you want?
Aug 23, 2018, 8:35 pm
#960
Join Date: Feb 2015
Location: New York
Posts: 230
