Authorized User Requirements and Credit Report impact
#16
Join Date: Apr 2005
Location: SDQ/MIA
Programs: AA PLT, B6 Mosaic, Marriott Platinum, FPC/Accor Platinum, HHonors Diamond
Posts: 1,062
Screw 'em. Since when are additional cardholders responsible? It's the other way around. You are responsible for them. Nice try Amex.
That said, I have 3 additional cardmembers, none of whom even have a SSN, much less provided it to Amex. Never a problem. Put 999-99-9999 in the boxes online.
#17
Join Date: May 2002
Location: Arizona
Posts: 5,689
If you have an additional on a small business who has stiffed amex they will normally seek repayment prior to new card issue even if that persons spend was a for a prior business and not personal. As always exceptions ..ie amex has no way of knowing additional stiffed amex prior, and other exceptions etc.
#18
Join Date: Oct 2010
Posts: 11
I tried to add my wife when I got the SPG card a couple months ago, and was told that it was required. I deferred as I didn't have it, but after getting it from her later, I called back and had her added without them asking for it.
As I said, it was a few months ago, but it may be worth calling and trying with a different CSR.
As I said, it was a few months ago, but it may be worth calling and trying with a different CSR.
#19
Join Date: Mar 2000
Location: BOS
Posts: 2,315
I am really puzzled why this is even an issue for you.
#20
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
#21
Join Date: Sep 2008
Location: AUS
Programs: BAEC Gold, AA PPro, Hyatt Globalist, Amex Plat
Posts: 7,039
Regards
#22
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
#23
Join Date: Sep 2008
Location: AUS
Programs: BAEC Gold, AA PPro, Hyatt Globalist, Amex Plat
Posts: 7,039
And whatever the policy is (SSN or SSN) it doesn't seem like this would be a difficult policy to train representatives on. Many policies are difficult to train reps on (promotions, terms & conditions, the new Plat/Cent travel benefit, etc) but this seems incredibly cut and dry and not at all ambiguous; a) SSN or b) no SSN.
Regards
#24
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Agreed. I just replicated the process of requesting an additional card on a business account and the online form asks only for a name, but I see this notation: Your employee's social security number and date of birth will be requested to activate an American Express OPEN® business account. I cannot think of a reason this is done by telephone rather than through the online form.
#25
Join Date: Dec 2009
Location: PHX
Posts: 623
Up until this point, I was on the fence on this issue and could agree with arguments on both sides. After reading this, I would expect AMEX to take note and demand SSNs, 100% of the time, for anyone whose name is embossed on a card.
#26
Join Date: Jan 2010
Location: GDL
Programs: DL-Plat, Plat Ambassador, Hilton Gold, SPG Gold
Posts: 935
My experience: I added 3 additional users to my Plat charge card using the online form less than a month ago and just left the SS#'s blank. It went thru fine and the cards are in the hands of the users. I originally left the Birthdates blank too but THAT wouldn't go fly, said that Birthdates were required. Perhaps things have indeed changed since then or perhaps like so many things it all depends on who you are talking to at the moment.
#27
Join Date: Jun 2010
Location: NYC
Programs: SPG Plat, Emerald Exec., PC Plat, AA, CO, DL, UBS Charter Card, Palladium Card, Amex Plat
Posts: 1,694
#28
Suspended
Join Date: Jul 2007
Programs: United GS+
Posts: 1,889
What's funny about it was I put middle name THE last name CAT
#29
Join Date: Apr 2005
Location: SDQ/MIA
Programs: AA PLT, B6 Mosaic, Marriott Platinum, FPC/Accor Platinum, HHonors Diamond
Posts: 1,062
You have 3 additional cardmembers who are not residents of the US? Illegal aliens? Who doesn't have a SSN other than those two categories of people and why in the world are you getting them cards and taking responsibility for their bills?
I am really puzzled why this is even an issue for you.
I am really puzzled why this is even an issue for you.
You'll note my locations over <--- there, lots of foreign family. Got some in BOS, too!
#30
FlyerTalk Evangelist
Join Date: Sep 2005
Location: MN
Programs: Lots of programs, dirt on all of them!
Posts: 11,938
And why in the world are you questioning his/my decisions? The question doesn't even deserve a response but I couldn't resist