Anyone who have AMEX ICC please share here.
Mar 15, 2011, 1:52 am
#1
Original Poster
Join Date: Jan 2011
Programs: Accor+ Platinum, SPG Plat, GFF Plat.
Posts: 65
Anyone who have AMEX ICC please share here.
Hello, i just want to ask. AMEX ICC its hard to get? because i really need the dollar card. Its need bank guarantee to make that card?
Mar 15, 2011, 3:23 am
#2
Join Date: Feb 2009
Location: DEN
Programs: Hyatt Globalist, Bonvoy Titanium, CX DM, SQ Gold
Posts: 1,607
Yes for a walk-in customer to apply for an IDC you will need a bank guarantee, as stipulated in the application material.
Actually let me clarify: It's a banker's reference. Not a guarantee as such.
They want you to tell them who your banker is. Then they want you to sign an authorization for Amex to contact your banker and get information on your account. Your bank doesn't guarantee as such. There is no liability on your bank's part. Amex just want to know that your account is in good standing and that there's money coming in that loosely matches your stated income.
Actually let me clarify: It's a banker's reference. Not a guarantee as such.
They want you to tell them who your banker is. Then they want you to sign an authorization for Amex to contact your banker and get information on your account. Your bank doesn't guarantee as such. There is no liability on your bank's part. Amex just want to know that your account is in good standing and that there's money coming in that loosely matches your stated income.
Last edited by forumpersona999; Mar 15, 2011 at 3:27 am Reason: Clarified terminology
Mar 15, 2011, 4:04 am
#3
Join Date: Mar 2008
Programs: Amex Centurion; Visa Infinite; Hertz Gold; Hilton Diamond; SPG Gold; Kempinski Private Concierge;
Posts: 214
Yes you need a Bank Guarantee!
At least it was mandatory in 2007, when I applied for the Platinum IDC, they asked my bank to guarantee the card for an amount of 75k Usd dollars! I know it's a huge guarantee! but my bank accepts the offer! and then a card was sending out to me!
a year latter,they sent me an invitation to the centurion card, i accept and then closed the platinum account; they deleted the guarantee right after I closed the Platinum, now my centurion card is unsecured!
Maybe they used this, in order to create history with Amex and then, if you do not fail to pay them, they delete the guarantee!
At least it was mandatory in 2007, when I applied for the Platinum IDC, they asked my bank to guarantee the card for an amount of 75k Usd dollars! I know it's a huge guarantee! but my bank accepts the offer! and then a card was sending out to me!
a year latter,they sent me an invitation to the centurion card, i accept and then closed the platinum account; they deleted the guarantee right after I closed the Platinum, now my centurion card is unsecured!
Maybe they used this, in order to create history with Amex and then, if you do not fail to pay them, they delete the guarantee!
Mar 15, 2011, 4:09 am
#4
Original Poster
Join Date: Jan 2011
Programs: Accor+ Platinum, SPG Plat, GFF Plat.
Posts: 65
Yes for a walk-in customer to apply for an IDC you will need a bank guarantee, as stipulated in the application material.
Actually let me clarify: It's a banker's reference. Not a guarantee as such.
They want you to tell them who your banker is. Then they want you to sign an authorization for Amex to contact your banker and get information on your account. Your bank doesn't guarantee as such. There is no liability on your bank's part. Amex just want to know that your account is in good standing and that there's money coming in that loosely matches your stated income.
Actually let me clarify: It's a banker's reference. Not a guarantee as such.
They want you to tell them who your banker is. Then they want you to sign an authorization for Amex to contact your banker and get information on your account. Your bank doesn't guarantee as such. There is no liability on your bank's part. Amex just want to know that your account is in good standing and that there's money coming in that loosely matches your stated income.
Yes you need a Bank Guarantee!
At least it was mandatory in 2007, when I applied for the Platinum IDC, they asked my bank to guarantee the card for an amount of 75k Usd dollars! I know it's a huge guarantee! but my bank accepts the offer! and then a card was sending out to me!
a year latter,they sent me an invitation to the centurion card, i accept and then closed the platinum account; they deleted the guarantee right after I closed the Platinum, now my centurion card is unsecured!
Maybe they used this, in order to create history with Amex and then, if you do not fail to pay them, they delete the guarantee!
At least it was mandatory in 2007, when I applied for the Platinum IDC, they asked my bank to guarantee the card for an amount of 75k Usd dollars! I know it's a huge guarantee! but my bank accepts the offer! and then a card was sending out to me!
a year latter,they sent me an invitation to the centurion card, i accept and then closed the platinum account; they deleted the guarantee right after I closed the Platinum, now my centurion card is unsecured!
Maybe they used this, in order to create history with Amex and then, if you do not fail to pay them, they delete the guarantee!
Mar 15, 2011, 4:31 am
#5
Join Date: Nov 2007
Programs: UA Plat, SPG Gold
Posts: 89
I have both the Amex Dollar and Euro cards.
Just to reiterate what forumpersona999 said...Amex look for a bank reference not a bank guarantee. As part of the application they will want copies of your most recent bank statements. The application process can be slow but Amex ICC are good about keeping in contact via email throughout the process.
Just to reiterate what forumpersona999 said...Amex look for a bank reference not a bank guarantee. As part of the application they will want copies of your most recent bank statements. The application process can be slow but Amex ICC are good about keeping in contact via email throughout the process.
Mar 15, 2011, 4:42 am
#6
Original Poster
Join Date: Jan 2011
Programs: Accor+ Platinum, SPG Plat, GFF Plat.
Posts: 65
I have both the Amex Dollar and Euro cards.
Just to reiterate what forumpersona999 said...Amex look for a bank reference not a bank guarantee. As part of the application they will want copies of your most recent bank statements. The application process can be slow but Amex ICC are good about keeping in contact via email throughout the process.
Just to reiterate what forumpersona999 said...Amex look for a bank reference not a bank guarantee. As part of the application they will want copies of your most recent bank statements. The application process can be slow but Amex ICC are good about keeping in contact via email throughout the process.
Mar 15, 2011, 4:56 am
#7
Join Date: Mar 2008
Programs: Amex Centurion; Visa Infinite; Hertz Gold; Hilton Diamond; SPG Gold; Kempinski Private Concierge;
Posts: 214
Yes sure!
Because when Amex contacted my bank, they called me right after getting their mail!
they give me a copy of the mail, which clearly ask the bank to guaranteed my card for 75k usd, and in the letter they stated that if the customer don't pay them off, the bank will have to do it!
but like I said it was what they asked me in 2007! now I don't know,
It tooks one year for AMex, to offer me the Centurion card, and right after I was approved, as I cancel my platinum card, they sent back to my bank their guarantee!
the guarantee in itselft, is not that they want your bank to send them a check of 75k but they just want to ensure, that If i dont pay someone will do it on my behalf!
Because when Amex contacted my bank, they called me right after getting their mail!
they give me a copy of the mail, which clearly ask the bank to guaranteed my card for 75k usd, and in the letter they stated that if the customer don't pay them off, the bank will have to do it!
but like I said it was what they asked me in 2007! now I don't know,
It tooks one year for AMex, to offer me the Centurion card, and right after I was approved, as I cancel my platinum card, they sent back to my bank their guarantee!
the guarantee in itselft, is not that they want your bank to send them a check of 75k but they just want to ensure, that If i dont pay someone will do it on my behalf!
Mar 15, 2011, 5:18 am
#8
Join Date: Nov 2007
Programs: UA Plat, SPG Gold
Posts: 89
can you share their email? i email to [email protected] about my application and no reply until today
Mar 15, 2011, 5:34 am
#9
Original Poster
Join Date: Jan 2011
Programs: Accor+ Platinum, SPG Plat, GFF Plat.
Posts: 65
Yes sure!
Because when Amex contacted my bank, they called me right after getting their mail!
they give me a copy of the mail, which clearly ask the bank to guaranteed my card for 75k usd, and in the letter they stated that if the customer don't pay them off, the bank will have to do it!
but like I said it was what they asked me in 2007! now I don't know,
It tooks one year for AMex, to offer me the Centurion card, and right after I was approved, as I cancel my platinum card, they sent back to my bank their guarantee!
the guarantee in itselft, is not that they want your bank to send them a check of 75k but they just want to ensure, that If i dont pay someone will do it on my behalf!
Because when Amex contacted my bank, they called me right after getting their mail!
they give me a copy of the mail, which clearly ask the bank to guaranteed my card for 75k usd, and in the letter they stated that if the customer don't pay them off, the bank will have to do it!
but like I said it was what they asked me in 2007! now I don't know,
It tooks one year for AMex, to offer me the Centurion card, and right after I was approved, as I cancel my platinum card, they sent back to my bank their guarantee!
the guarantee in itselft, is not that they want your bank to send them a check of 75k but they just want to ensure, that If i dont pay someone will do it on my behalf!
Mar 15, 2011, 5:40 am
#10
Join Date: Mar 2008
Programs: Amex Centurion; Visa Infinite; Hertz Gold; Hilton Diamond; SPG Gold; Kempinski Private Concierge;
Posts: 214
So they just decrease their guarantee! Because I was asked 75 in 2007!
It will be interesting to make a post with their requirement cards by cards
I mean for example 50k for platinum
Maybe 25k for gold
and 10k for green (but I really don't know their real requirements!)
Please post here the amount they asked when you've got the informations!
Mar 15, 2011, 7:02 am
#11
Original Poster
Join Date: Jan 2011
Programs: Accor+ Platinum, SPG Plat, GFF Plat.
Posts: 65
50k is now their requirement?
So they just decrease their guarantee! Because I was asked 75 in 2007!
It will be interesting to make a post with their requirement cards by cards
I mean for example 50k for platinum
Maybe 25k for gold
and 10k for green (but I really don't know their real requirements!)
Please post here the amount they asked when you've got the informations!
So they just decrease their guarantee! Because I was asked 75 in 2007!
It will be interesting to make a post with their requirement cards by cards
I mean for example 50k for platinum
Maybe 25k for gold
and 10k for green (but I really don't know their real requirements!)
Please post here the amount they asked when you've got the informations!
Dear Sir,
Thank you for your Application for an American Express Card.
My apologies for being unable to speak to you via the telephone earlier, the line was very poor.
Unfortunately we do not have a relationship with the bank you have provided on your application and, as a result, we are unable to obtain a credit rating for them. As we discussed briefly, in order for us to progress with your application we require a $15,000 bank guarantee but unfortunately, for the reasons above, we cannot accept this from the bank you have supplied to us.
Moving forward, the only way we will be able to aquire such a guarantee is if you are able to update your account details to a different bank.
If this is not possible I am sorry to say we cannot process your application at this time.
My apologies for any inconvenience you may have experienced during the application process. If you have any queries please do not hesitate to contact us.
Best Regards
Tom
Thank you for your Application for an American Express Card.
My apologies for being unable to speak to you via the telephone earlier, the line was very poor.
Unfortunately we do not have a relationship with the bank you have provided on your application and, as a result, we are unable to obtain a credit rating for them. As we discussed briefly, in order for us to progress with your application we require a $15,000 bank guarantee but unfortunately, for the reasons above, we cannot accept this from the bank you have supplied to us.
Moving forward, the only way we will be able to aquire such a guarantee is if you are able to update your account details to a different bank.
If this is not possible I am sorry to say we cannot process your application at this time.
My apologies for any inconvenience you may have experienced during the application process. If you have any queries please do not hesitate to contact us.
Best Regards
Tom
Last edited by agham; Mar 15, 2011 at 7:23 am
Mar 15, 2011, 7:08 am
#12
Join Date: Mar 2008
Programs: Amex Centurion; Visa Infinite; Hertz Gold; Hilton Diamond; SPG Gold; Kempinski Private Concierge;
Posts: 214
i don't know my english bad when called by them or they miss spelling. But in email they said 15k.
[qoute]Dear Sir,
Thank you for your Application for an American Express Card.
My apologies for being unable to speak to you via the telephone earlier, the line was very poor.
Unfortunately we do not have a relationship with the bank you have provided on your application and, as a result, we are unable to obtain a credit rating for them. As we discussed briefly, in order for us to progress with your application we require a $15,000 bank guarantee but unfortunately, for the reasons above, we cannot accept this from the bank you have supplied to us.
Moving forward, the only way we will be able to aquire such a guarantee is if you are able to update your account details to a different bank.
If this is not possible I am sorry to say we cannot process your application at this time.
My apologies for any inconvenience you may have experienced during the application process. If you have any queries please do not hesitate to contact us.
Best Regards
Tom Eke
[/qoute]
[qoute]Dear Sir,
Thank you for your Application for an American Express Card.
My apologies for being unable to speak to you via the telephone earlier, the line was very poor.
Unfortunately we do not have a relationship with the bank you have provided on your application and, as a result, we are unable to obtain a credit rating for them. As we discussed briefly, in order for us to progress with your application we require a $15,000 bank guarantee but unfortunately, for the reasons above, we cannot accept this from the bank you have supplied to us.
Moving forward, the only way we will be able to aquire such a guarantee is if you are able to update your account details to a different bank.
If this is not possible I am sorry to say we cannot process your application at this time.
My apologies for any inconvenience you may have experienced during the application process. If you have any queries please do not hesitate to contact us.
Best Regards
Tom Eke
[/qoute]
You should maybe have the possibility to open an account with Amex private banking?
Or you have to choose a bank where they offer the Amex Card, for example HSBC
In 2007, when I applied for the card, my bank in France do not have any relationship with amex, but they still processed my application and the card comes here (but after the 75k of guarantee) maybe the fact that my bank do not have relationship with amex, is the reason of asking me so much money!
Mar 15, 2011, 7:21 am
#13
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Mar 15, 2011, 7:26 am
#14
Original Poster
Join Date: Jan 2011
Programs: Accor+ Platinum, SPG Plat, GFF Plat.
Posts: 65
It seems that Amex ICC now do not accept application form someone having a bank account in a Bank where amex do not have any relationship!
You should maybe have the possibility to open an account with Amex private banking?
Or you have to choose a bank where they offer the Amex Card, for example HSBC
In 2007, when I applied for the card, my bank in France do not have any relationship with amex, but they still processed my application and the card comes here (but after the 75k of guarantee) maybe the fact that my bank do not have relationship with amex, is the reason of asking me so much money!
You should maybe have the possibility to open an account with Amex private banking?
Or you have to choose a bank where they offer the Amex Card, for example HSBC
In 2007, when I applied for the card, my bank in France do not have any relationship with amex, but they still processed my application and the card comes here (but after the 75k of guarantee) maybe the fact that my bank do not have relationship with amex, is the reason of asking me so much money!
Mar 15, 2011, 7:36 am
#15
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
http://www.americanexpress.co.id/Abo...S/Default.html
However, because the bank is the sole issuer and acquirer of American Express® Cards in Indonesia, it may be that by contract American Express cannot offer International Dollar Cards to any residents.