Got my new platinum, if i don't activate, do I still need to pay the annual fee?
#1
Original Poster
Join Date: Mar 2011
Posts: 26
Got my new platinum, if i don't activate, do I still need to pay the annual fee?
I got my new platinum card today and what happens if i don't activate. Do I still need to pay the annual fee? I will be out of USA for sometime and don't intend to use it as much as I thought.
#2
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Welcome to Flyertalk.
If you cancel any card American Express will automatically issue a pro-rated refund of the annual fee. Worst case, they might expect you to pay 1/12th of the fee, $37.50, but more likely nothing if you explain promptly. However, bear in mind that this card will not incur foreign transaction fees after this month and might be of use wherever you will be.
If you cancel any card American Express will automatically issue a pro-rated refund of the annual fee. Worst case, they might expect you to pay 1/12th of the fee, $37.50, but more likely nothing if you explain promptly. However, bear in mind that this card will not incur foreign transaction fees after this month and might be of use wherever you will be.
#4
Join Date: Aug 2010
Location: Texas
Programs: AA EXP, UA Premier Plat, Alaska MVP Gold, HHonors Diamond, SPG Platinum, Hyatt Platinum
Posts: 2,053
MR points on this card are 1:1, you should get 100K MR points on 100K spend. Or did you mean you're getting a 50K bonus? Most of us here got 50K bonus on $1500 spend.
#6
Join Date: Jun 2010
Location: NYC
Programs: SPG Plat, Emerald Exec., PC Plat, AA, CO, DL, UBS Charter Card, Palladium Card, Amex Plat
Posts: 1,694
If you cancel the card shortly after meeting the 1k spend and getting the bonus points, don't be surprised if they take back the points or charge you for them.
Also how do you expect to get the bonus points if you don't activate the card and in turn are not meeting the spend within the first 3 months?
Also how do you expect to get the bonus points if you don't activate the card and in turn are not meeting the spend within the first 3 months?
#7
Join Date: Aug 2010
Location: Texas
Programs: AA EXP, UA Premier Plat, Alaska MVP Gold, HHonors Diamond, SPG Platinum, Hyatt Platinum
Posts: 2,053
If you cancel the card shortly after meeting the 1k spend and getting the bonus points, don't be surprised if they take back the points or charge you for them.
Also how do you expect to get the bonus points if you don't activate the card and in turn are not meeting the spend within the first 3 months?
Also how do you expect to get the bonus points if you don't activate the card and in turn are not meeting the spend within the first 3 months?
#8
Suspended
Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
Sounds like you only get the Platinum Bonus Miles once.. so if you reapply, you may not be entitled to it.. I may be wrong.. and actually hope I'm wrong.
#9
Join Date: Aug 2010
Location: Texas
Programs: AA EXP, UA Premier Plat, Alaska MVP Gold, HHonors Diamond, SPG Platinum, Hyatt Platinum
Posts: 2,053
Don't hope. Read the terms.
Edit to add: That didn't address your question, though. If you close your last MR related card, the account closes and you lose the points. Opening a new account wouldn't automatically restore the points. Spend them or transfer them before you close the account (or open a Zync card and link it to the account, and keep it open so there's somewhere for the points to go).
#10
Join Date: Dec 2000
Location: CDG, FRA
Posts: 1,600
a "non activated" card means only, that no charge will be accepted on the card . The card account remains "in use" even if the card is not activated so the fee must be payed anyway. The insurances coming with the card (and Priority Pass etc.) are still valid if the card is not activated.
#11
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Clarification. It must be this Blue card, not one which participates in any other rewards program:
http://www201.americanexpress.com/ge...arn-about/Blue
Last edited by mia; Mar 9, 2011 at 10:14 am Reason: Add link to Blue card
#12
Join Date: Aug 2010
Location: Texas
Programs: AA EXP, UA Premier Plat, Alaska MVP Gold, HHonors Diamond, SPG Platinum, Hyatt Platinum
Posts: 2,053
#13
Join Date: May 2000
Location: Houston, TX, USA
Programs: UA 1K, AA Lifetime Platinum, DL Platinum, Honors Diamond, Bonvoy Titanium, Hertz Platinum
Posts: 7,969
Don't new card spend bonuses normally take "8-12 weeks" to post? And require the account to be in good standing at the time of bonus posting? This is one way they can make sure they get at least 3 months of pro rata annual fee from you.
#14
Suspended
Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
My personal experience with this is.. overnight, as soon as the threshold is passed, the bonus miles is posted and immediately transferable.. of course, this is in Canada, and some different rules may apply in the states.
#15
Join Date: Mar 2009
Location: LAX
Posts: 3,267
I met my spend requirement on 12/29, and on 1/14 I got my statement with the fee due. So I called in to cancel again on the grounds that the first rep had made it seem as though I wouldn't be paying anything out of pocket. The rep said my points would be posting soon, so he'd flag the fee and I wouldn't have to pay it till the points posted.
Next month rolls around, and the fee was back, but no points. So I emailed customer service and they asked me "what 50000 point promo?" I replied "The one on your website...in fact, it's still there!" They then said I'd absolutely be getting my points "in 8-12 weeks." So that would put it around 3/25...no points yet.
I'll probably keep the card till November and then cancel if the points post by 3/25, and if not I'll cancel immediately and complain to the state attorney general. I don't like the shifty game they played with these points. Constantly making and breaking promises is certainly no way to treat someone with whom you're trying to establish a lasting business relationship.