AMEX Car Rental
Jun 3, 2010, 3:48 pm
#1
Original Poster
Join Date: Jan 2010
Programs: AMex
Posts: 8
AMEX Car Rental
Hi,
I am currently enrolled in Premium Car Insurance. I'll be in NY for the next weekend. I'm planning to rent a car. Should I use my AMEX for the rental or another card and buy the full insurance. I also have Geico Full Insurance.
Thanks...
I am currently enrolled in Premium Car Insurance. I'll be in NY for the next weekend. I'm planning to rent a car. Should I use my AMEX for the rental or another card and buy the full insurance. I also have Geico Full Insurance.
Thanks...
Jun 3, 2010, 9:58 pm
#2
In memoriam
Join Date: Jan 2006
Posts: 4,020
Sounds as though you have waaay too much insurance.
Personally, in the US, I rely on my personal auto policy and the "free" insurance that comes with Amex charges. IME, Amex is pretty good about covering things.
PS: you're not renting a car to go into Manhattan are you?
Personally, in the US, I rely on my personal auto policy and the "free" insurance that comes with Amex charges. IME, Amex is pretty good about covering things.
PS: you're not renting a car to go into Manhattan are you?
Jun 3, 2010, 10:42 pm
#3
Join Date: Jun 2009
Location: Metro Detroit
Programs: DL KM
Posts: 628
What is your tolerance for exposure? The Premium Car Insurance is primary insurance-your personal insurance company doesn't get involved if you have an accident. Cost is $25.00/rental, up to 30 days I believe.
If you use the other method, your personal insurance is primary and the overage is covered by the fee you pay to the rental car company. Cost varies by rental company, and it's per day...
If you use the other method, your personal insurance is primary and the overage is covered by the fee you pay to the rental car company. Cost varies by rental company, and it's per day...
Jun 4, 2010, 7:47 pm
#4
Join Date: Dec 2006
Location: USA
Posts: 3,945
Amex Car Rental Insurance has been discussed many times on this forum. Here are some threads that might be helpful:
http://www.flyertalk.com/forum/ameri...rotection.html
http://www.flyertalk.com/forum/ameri...s-premium.html
http://www.flyertalk.com/forum/ameri...amex-card.html
http://www.flyertalk.com/forum/ameri...-coverage.html
http://www.flyertalk.com/forum/ameri...ed-return.html
http://www.flyertalk.com/forum/ameri...rotection.html
http://www.flyertalk.com/forum/ameri...s-premium.html
http://www.flyertalk.com/forum/ameri...amex-card.html
http://www.flyertalk.com/forum/ameri...-coverage.html
http://www.flyertalk.com/forum/ameri...ed-return.html
Jun 9, 2010, 6:43 am
#5
Original Poster
Join Date: Jan 2010
Programs: AMex
Posts: 8
Sounds as though you have waaay too much insurance.
Personally, in the US, I rely on my personal auto policy and the "free" insurance that comes with Amex charges. IME, Amex is pretty good about covering things.
PS: you're not renting a car to go into Manhattan are you?
Personally, in the US, I rely on my personal auto policy and the "free" insurance that comes with Amex charges. IME, Amex is pretty good about covering things.
PS: you're not renting a car to go into Manhattan are you?
