Award fee with prepaid card?

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Old Jun 13, 18, 11:13 am
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Award fee with prepaid card?

Hello,

My uncle has some miles that he has not used and he is letting me use them for an award ticket, he is a little bit old and does not have any credit card anymore. I've read that when you book an award ticket with AA the credit card also needs to be under the same name (and address?), so was wondering in getting him one a prepaid card. Has anyone had any success with them? If so which would would you recommend?

Was tempted in getting him an Amex prepaid card with 200 USD but thought I'd ask here. I've Chase and Amex Platinum.

Thanks
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Old Jun 13, 18, 11:29 am
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Originally Posted by thecattraveler View Post
Hello,

My uncle has some miles that he has not used and he is letting me use them for an award ticket, he is a little bit old and does not have any credit card anymore. I've read that when you book an award ticket with AA the credit card also needs to be under the same name (and address?), so was wondering in getting him one a prepaid card. Has anyone had any success with them? If so which would would you recommend?

Was tempted in getting him an Amex prepaid card with 200 USD but thought I'd ask here. I've Chase and Amex Platinum.
Thanks
I have an AMEX Serve card that I use for small items from places I generally don't want to risk giving my real cc number to. I fund it just enough for that purchase.
It usually has a 0 balance at the time when AMEX collects the monthly fees. so I generally don't pay anything for using it. The primary purpose to originally get it was to get cash to my bank (ETRADE) since they don't have a way of taking cash deposits and I sometimes get cash "gifts" from casinos
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Old Jun 13, 18, 11:37 am
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Yeah I looked it, only problem is that uncle lives outside the US (and not American) so he does not have a SSN which seems now required for that card.
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Old Jun 13, 18, 11:49 am
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Most likely you could get a prepaid card and register it under his name. You don't need an SSN. I do a lot of "Manufactured Spending" but I occasionally use the gift cards to buy things online. I register them online and then use the name and address they are registered under when purchasing.

I personally use Visa gift cards issued by Metabank.
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Old Jun 13, 18, 11:59 am
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Ahh thanks. You know how long it takes for the Metabank to send you the CC or how fast is it for you to use it? Seems many of those cards can take a few days which is not bad but just curious
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Old Jun 13, 18, 1:28 pm
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How many miles are we talking about? Could he just transfer the miles to you?
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Old Jun 13, 18, 1:45 pm
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Originally Posted by thecattraveler View Post
Hello,

My uncle has some miles that he has not used and he is letting me use them for an award ticket, he is a little bit old and does not have any credit card anymore. I've read that when you book an award ticket with AA the credit card also needs to be under the same name (and address?), so was wondering in getting him one a prepaid card. Has anyone had any success with them? If so which would would you recommend?

Was tempted in getting him an Amex prepaid card with 200 USD but thought I'd ask here. I've Chase and Amex Platinum.

Thanks
Why not just make him an authorized user on one of your CCs?
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Old Jun 13, 18, 1:59 pm
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Originally Posted by donotblink View Post
Why not just make him an authorized user on one of your CCs?
Yeah that is what I just ended up doing and expedited it.
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Old Jun 13, 18, 2:01 pm
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Originally Posted by thunderlounge View Post
How many miles are we talking about? Could he just transfer the miles to you?
Yeah that.... won't work. It is a very generous amount that he earned for years but now he stopped traveling because of his age and he is no longer accumulating miles
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Old Jun 13, 18, 2:55 pm
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Originally Posted by thecattraveler View Post
Yeah that is what I just ended up doing and expedited it.
If it's a JPMorgan Chase or Citigroup credit card, the card number should be the same as your primary card number.
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Old Jun 13, 18, 7:03 pm
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Originally Posted by thunderlounge View Post
How many miles are we talking about? Could he just transfer the miles to you?
Transferring miles incurs significant costs, iirc.
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Old Jun 13, 18, 8:30 pm
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Originally Posted by thecattraveler View Post
Ahh thanks. You know how long it takes for the Metabank to send you the CC or how fast is it for you to use it? Seems many of those cards can take a few days which is not bad but just curious
You don't order the card from Metabank. You go to a store and buy it. Malls owned by Simon Property Group sell them, and around where I live many grocery stores sell them. You just look for "Visa" cards on the gift card display, and look on the back to see that they are issued by Metabank. Then you go to the site to register them (I buy my cards mostly at Simon Malls so I go to their site). So you could experiment with this literally within hours. The worst that would happen is that you bought a gift card and paid a fee of a few dollars and find you can't use it for the purpose I've described, and you lose the purchase fee (because you can definitely still use the card for regular purchases).

Another option, but which will take much longer, is to get a Bluebird card.
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Old Jun 13, 18, 10:12 pm
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Originally Posted by donotblink View Post
Why not just make him an authorized user on one of your CCs?
Originally Posted by thecattraveler View Post
Yeah that is what I just ended up doing and expedited it.

Great work around! Glad it’s solved!
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Old Jun 14, 18, 11:15 am
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Originally Posted by thecattraveler View Post
Hello,

My uncle has some miles that he has not used and he is letting me use them for an award ticket, he is a little bit old and does not have any credit card anymore. I've read that when you book an award ticket with AA the credit card also needs to be under the same name (and address?), so was wondering in getting him one a prepaid card. Has anyone had any success with them? If so which would would you recommend?

Was tempted in getting him an Amex prepaid card with 200 USD but thought I'd ask here. I've Chase and Amex Platinum.

Thanks
I thought this requirement didn't apply if you called in rather than paying online.
Doesn't it still work that way?
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