JimGinATL

I was wondering about this - I have an AS VISA with an absurdly high credit limit, due to closing my BofA WorldPoints VISA and transferring all that credit to my AS card.

I was wondering if I could split the credit on the one account into two accounts, and get two annual Companion Fares out of the deal. Anybody tried that?

-JimG

pdxasflyer

+1
A big question for me, as I'm in a similar boat. Can anyone report back that applied for or had the card in the previous 12 mos and was approved for this offer please let us know if you receive the 25k bonus after $1k in spend? I think that May be the only way to know if they are strictly following their t&c.

Hoping someone can hurry up and do that before this offer goes away.

sound48

I was wondering the same thing. I was looking to apply for both the Lufthansa card and the 50k Alaska Airlines card, so it has to be done today or tomorrow. However I got the Alaska Airlines card three months ago. Would I be better off going after the 25k offer or even 40k offer and not worry too much about the 2k a month in spend just to make sure I can get the bonus?

pdxasflyer

The AS visa offer ends today or tomorrow? If so, where did you see this as the link I saw only indicated it was "for a limited time only"?

sound48

I meant the Lufthansa offer. It ends the 15th. I was looking to apply for both cards the same day.

Jacobin777

This may sound like a ignorant/silly question, but does anyone know what the approximate credit score would be for these types of credit cards to be approved?

I only use the Alaska BofA debit card which is ending in May of 2014 so I figured its best to switch to a mileage credit card as my all my other credit cards are “non-miles” based and don’t really earn anything.

frudd38

My wife and I have a single joint checking account with BofA. We both got approved a for personal and business cards each, but only mine shows up online. Is it possible to add her account to the online login, or does she need a separate one?

Thanks

NewGirl

In 4 1. Approved instantly.

cnctn

I saw the offer and went ahead right away even though i just closed my checking account w BofA for the reason that i am leaving the country. Approved instantly for $7500 credit line and i did some apporama for 5 cards 3 days ago. I was surprised with the instant approval but def a good one! Just used a cert to OGG thanks to my friend. Will def take advantage of the companion cert to do some wine tasting in Oregon.

The_Wrath_of_Khan

Yes and yes.

moretimeoffguy

Recently approved for what I hope is the full 50K offer for the Bank of America Alaska Airlines Visa Signature Card.

Was extended a 10K credit limit but would rather lower it to 4K. Anyone know how low I can go on the credit limit for this product? Chase-branded Visa Signature cards all seem to have a minimum credit limit of 5K. But from what I recall and understand, the "5K Rule" doesn't seem to always apply outside of Chase.

I regularly lower high auto-extended credit limits in the belief that doing so makes me less of a risk to a particular bank; and so would qualify for more future card products with that bank when a deal comes along. I never carry a balance and have lots of cards from other banks. Seems to work for me.

JimGinATL

Before I applied for my AS VISA, I was already a BofA customer with a couple of other credit cards, including a WorldPoints VISA. BofA gave me an initial credit limit on the AS VISA of 5K (which I was led to believe is standard for a new account).

I've heard that the thinking on high limit credit cards has changed in the last several years. It used to be the case that banks were concerned that you might run out and charge all your cards to the limit, which could affect your ability to pay off a new card. Nowadays I think they view the combination of high limit / low balance as a better risk. This basically shows that you have plenty of credit, but that you don't really need it.

Someone who constantly runs their cards up to the limit might be viewed differently, but I don't think there is any reason any more to take an artificially low limit, just to make yourself seem like a better credit risk.

-JimG

mayhem213

got approved for 3.5k

they told it was the platinum version but id still get the 50k but then another rep said i get 5k

hate india customer service

beckoa

If not a 5K CL and Signature card I would not expect 50K to post.

mayhem213

ill just complain till it comes since they told me it will