jeffrocowboy

It's unlimited entry card though?

tuxedo66

"P" is their logo.

Yes, it is unlimited entry.

It doesn't say anywhere on the card whether it is Standard, Standard Plus or Prestige. I clarified before joining but hope there is no mistake! It's definitely not Standard as I haven't had to pay for any visits. If I get asked to pay after my 10th visit, then I'll know it is Standard Plus. Hopefully all the information I was given is correct and it is Prestige!

jeffrocowboy

let us know what happens on visit 11 :-)

tuxedo66

I'm on my 11th visit to the lounge and I'm in. So I guess this confirms the Westpac World Mastercard does give the full, unlimited Prestige membership.

ps107

The recent AusBT article about Amex withdrawing support for the PriorityPass AU$36 meal credit in lieu of a lounge in Sydney leads me to increase my suspicion that we just have a Standard PriorityPass, but Westpac foot the bill for us each time we use it...

ClanJ

Have just upgraded to the Westpac World card from the Platinum for two reasons
The 120 day travel insurance (the 35 day coverage with the platiuum required a $500 topup for an extra 15 days of coverage)
2 x AIRNZ parking vouchers
either one or the other pays for the difference especially in the length of travel insurance coverage

Beano

1: the free priority pass unlimited use lounge cards that come with the card are fantastic too
you can use them for arrivals too
2: the free fees saves you $390 per annum *with min spends

Thai-Kiwi

Semi OT. I have been leery of solely relying on CCrd travel insurance policies, and usually have purchased separate polices. When I had AMEX Plat Edge card, the travel insurance policy wording seemed not as comprehensive.

Has anybody any experience of claiming against a CCrd policy ?

sbiddle

My two experiences of claims/queries with credit card insurance through AIG (same policy Westpac use now that ANZ used previously), and prior to that from memory an Allianz policy were both enough to convince me I'd never want to rely on credit card cover.

A lost property claim dragged on for so long (from memory about 3 months and they were still processing a claim) I actually just gave up and pulled the claim as I needed to replace the lost item.

The 2nd instance was ringing AIG using the ANZ policy about a medical issue. The long winded process of having to validate my eligibility for cover and having to tell them the exact date I'd paid for my flights on my credit card came as a shock to me. Apparently this is the norm for most credit card policies.

As I visit the US so often the thought of being injured in hospital and not being able to be treated because I'm unable to provide the insurance company with the date I purchased my flight to verify I'm covered was enough to convince me that it was a risk I wasn't willing to take.

I'm happy to pay for an annual worldwide policy knowing that with the details I have in my wallet that even if I was unfortunate enough to end up incapacitated that I'm going to be able to be treated.

ClanJ

The CC insurance is simple. It is advisable to go to https://www.travelactivate.co.nz/ prior to travel complete the online form to assess eligibility. If okay then a policy number is produced for the trip. I now do this for each trip as only takes a couple of minutes know I have coverage and have a policy number to quote if needed.

sbiddle

Things may have changed but my experience with ANZ was with AIG who also used the travelactivate site. I too thought that completing the form gave a policy number that could be used for claims, but found this wasn't how it actually worked and still needed to provide proof of eligibility by providing the date I had purchased my tickets on my credit card statement while on the phone to their assistance line.

Have you tried claiming or calling this to confirm the policy number is now sufficient?

freemark

JANZFlyer

Claimed evacuation insurance from a Lukla in Nepal from a CC policy a few years ago, US$5000 each x 2. Paid without issue.
Also claimed for lost items on holiday (bose headphones etc.) paid without issue.

Never had any trouble claiming and to be honest the policies are near identical to ones you buy (In my experience). I now claim through a work policy which is free (didn't realize this before!)

NZ_Flyer

This may have been covered before but also note that on the Airpoints World card there is no requirement for a minimum spend to activate the travel insurance (for personal travel). So this means you are covered for trips regardless of whether you paid for them on the credit card or not, as long as there is one pre-paid travel cost. Very good benefit as I recently upgraded from Airpoints Plat to Airpoints World and so AIG confirmed that for trips that I purchased with the Plat card, I'd be covered by the World policy as there is no spend requirement. Also confirmed that trips booked using other airlines points (ie QF points) are covered. A very good benefit!

ClanJ

I had the same converstaion with AIG for upcoming trips purchased with the Plat card and they confirmed would be covered with upgrade to the world card. Have now done so was very quiick and painless. The 2 parking vouchers logged into my airpoints account straight away. Another benefit is extendied gifting for your airpoints gifting register, handy i would suggest if you are sikver or jade.

While not the prime motivating factor the Prority Pass looks okay. The T&Cs state "To be admitted to a Priority Pass Lounge (and free of charge) you must present your Priority Pass Card and Boarding Pass. My other half also has one as a summplmentary card holder.on what appears to be the same basis as me. We can also take a guest as well which may inncur a charge at the discrection of the lounge opperator (from what I have read does not generally happen).Does not say anywhere in the T&Cs anything about limits on the numder of visits, so all in all appears to be a top end Prority Pass card.

It with all the bits and pieces associated with the card seems to be great value for money.