Canadian FF Credit Card Comparison
Oct 6, 2004, 8:00 am
#1
Original Member
Original Poster
Join Date: May 1998
Location: Canada
Programs: AC SE 2MM, HH Dd, SPG; IC Pl/A; AA; DL
Posts: 14,321
Canadian FF Credit Card Comparison
I have compiled a rudimentary chart of the main AC point earning credit cards. I have done comparisons of signup bonuses (current), renewal bonuses, fees, ff benefits (generally not all the other benefits though) such as lounge access, earning and transfer capacities
Check for errors etc but it is at least a start in the maze of Aeroplan point earning FF credit cards in Canada.
http://members.shaw.ca/deercroft/creditcardcompare.xls
edited to fix new link
Check for errors etc but it is at least a start in the maze of Aeroplan point earning FF credit cards in Canada.
http://members.shaw.ca/deercroft/creditcardcompare.xls
edited to fix new link
Last edited by BlondeBomber; Aug 31, 2005 at 6:41 am
Oct 6, 2004, 8:02 am
#2
Original Member
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Join Date: May 1998
Location: Canada
Programs: AC SE 2MM, HH Dd, SPG; IC Pl/A; AA; DL
Posts: 14,321
PS. I threw in RBC Avion for comparison even though it doesn't earn Aeroplan miles
Oct 6, 2004, 8:14 am
#3
FlyerTalk Evangelist
Join Date: Mar 2000
Location: Southern Alberta
Posts: 20,550
BB: Great initiative. Thank you.
It makes it easier to plough through the details.
It makes it easier to plough through the details.
Oct 6, 2004, 8:42 am
#4
Join Date: Jul 2001
Location: Toronto, Ontario, Canada
Programs: AC, AA, SPG, Hilton
Posts: 1,788
Thanks..
Looks like the new SPG Mastercard is the best deal in town.
Looks like the new SPG Mastercard is the best deal in town.
Oct 6, 2004, 9:00 am
#5
Join Date: Feb 2004
Location: Toronto, ON, Canada
Posts: 235
Originally Posted by BlondeBomber
I have compiled a rudimentary chart of the main AC point earning credit cards. I have done comparisons of signup bonuses (current), renewal bonuses, fees, ff benefits (generally not all the other benefits though) such as lounge access, earning and transfer capacities
Check for errors etc but it is at least a start in the maze of Aeroplan point earning FF credit cards in Canada.
http://members.shaw.ca/deercroft/creditcardcompare.doc
Check for errors etc but it is at least a start in the maze of Aeroplan point earning FF credit cards in Canada.
http://members.shaw.ca/deercroft/creditcardcompare.doc
And many thanks on behalf of many of us for doing so.
I believe that AMEX was offering a "charter" membership which for the Plat card earned up to 1.65 miles per dollar spent.
Oct 6, 2004, 9:11 am
#6
Join Date: May 2003
Location: Sun Peaks, Taupo.
Programs: NZ Elite, AC SE100K, Westjet Teal, Marriott Bonvoy Gold Elite, Nexus, Global Entry
Posts: 6,130
Excellent work BB.
I assume that the TD and BNS Visa are not worth mentioning as they do not appear. The reason for me saying this, is a colleague runs about $60k a month through his BNS Visa and is asking me for advice for which card to switch to. He has mentioned the TD Travel Visa. He does not have any AP status.
As Scott mentioned the SPG M/C looks to be the most flexible.
I assume that the TD and BNS Visa are not worth mentioning as they do not appear. The reason for me saying this, is a colleague runs about $60k a month through his BNS Visa and is asking me for advice for which card to switch to. He has mentioned the TD Travel Visa. He does not have any AP status.
As Scott mentioned the SPG M/C looks to be the most flexible.
Oct 6, 2004, 9:58 am
#7
Join Date: Feb 2004
Location: Toronto, Canada
Programs: HH Diamond, Marriott Gold
Posts: 1,363
Thanks!
There is also the CIBC Aero Classic card which offers a 2500 Aeroplan mile signup bonus and 1 mile for each $2 spent. Anuual fee is $29 but waived the first year
http://www.cibc.com/ca/visa/aero-cla...sic-featr.html
There is also the CIBC Aero Classic card which offers a 2500 Aeroplan mile signup bonus and 1 mile for each $2 spent. Anuual fee is $29 but waived the first year
http://www.cibc.com/ca/visa/aero-cla...sic-featr.html
Oct 6, 2004, 10:00 am
#8
Join Date: Sep 2003
Location: YYZ
Posts: 286
Don't you mean 1 spg point per $2 CND spent? Or are you counting the bonuses when you say 1 spg point per $1 CND?
Oct 6, 2004, 10:24 am
#9
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Location: Canada
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No just cutting and pasting and missed the SPG correction. Should be 1 pt/2 CAD $ as you say HD -- Thanks!
Oct 6, 2004, 10:39 am
#10
Join Date: Jun 2002
Posts: 5,284
Thanks BB ^
I have applied for the SPG Master Card as I want the hotel points. You can get to Europe pretty cheap but the nice hotels can really add up. Besides the back up plan of transfering to AE really nice.
I have applied for the SPG Master Card as I want the hotel points. You can get to Europe pretty cheap but the nice hotels can really add up. Besides the back up plan of transfering to AE really nice.
Oct 6, 2004, 11:02 am
#11
Join Date: Dec 2002
Location: YYZ at this time
Programs: ACMM / Altitude S100K / HH Diamond
Posts: 6,285
Thanks for the file BB ... just to point out - that with the AX Platinum card the points accellerator is included in the yearly fee - no need for the extra 75.00.
PB
PB
Oct 6, 2004, 11:24 am
#12
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Location: Canada
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Aero Classic added and other changes made too! Thanks guys.
http://members.shaw.ca/deercroft/creditcardcompare.doc
http://members.shaw.ca/deercroft/creditcardcompare.doc
Oct 6, 2004, 11:33 am
#13
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I haven't included other cards as they do not offer ff miles in the same way. While cash discounts towards travel may appeal to some, ff miles from cards in the chart generally offer more flexibility for business/first class travel and sometimes for hotel stays etc.
Oct 6, 2004, 3:07 pm
#14
Join Date: Nov 2003
Location: YYZ
Programs: AC *E
Posts: 532
BB, as I noted in the thread about the new *Wood card, there is a bonus of 5K Starpoints added to every 20K Starpoints transferred to a 1:1 ratio program such as AP. If my math is right, this elevates the transfer ratio to 1:1.25 if transfers are made in multiples of 20K. ^
Oct 6, 2004, 3:29 pm
#15
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ohcanada:
that point is already covered in notes in the chart:
"• get 5K bonus when transferring 20K or more pt to ff program"
that point is already covered in notes in the chart:
"• get 5K bonus when transferring 20K or more pt to ff program"