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Why isn't there an Aeroplan Mastercard?

Why isn't there an Aeroplan Mastercard?

Old Sep 7, 22, 11:21 pm
  #1  
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Why isn't there an Aeroplan Mastercard?

Does anyone know of a Mastercard that is Aeroplan branded? Do VISA and Amex have the exclusive rights?
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Old Sep 7, 22, 11:25 pm
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Why would there be? Most airlines have one issuer with cards on one network domestically, and the issuer pays dearly for the privilege. AC has three issuers (CIBC, TD, Amex) with cards on two networks (Visa, Amex). The Chase card is a Mastercard, if you're willing to get a US card. But why do you care? Amex may have a much lower acceptance rate, but the rates for Visa and Mastercard are virtually identical.
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Old Sep 7, 22, 11:25 pm
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Yes, the Chase Aeroplan card in the USA is MasterCard.
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Old Sep 7, 22, 11:26 pm
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Check the US Cards. There is a Chase one.
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Old Sep 8, 22, 2:45 am
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Costco is the only reason I have a MC. Everything else goes on my TD VIP.
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Old Sep 8, 22, 6:43 am
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Originally Posted by ETStar View Post
Does anyone know of a Mastercard that is Aeroplan branded? Do VISA and Amex have the exclusive rights?
There's no Canadian Air Canada Mastercard because CIBC, TD, and Visa funded the airline's re-acquisition of Aeroplan
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Old Sep 8, 22, 10:54 am
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Originally Posted by trek604 View Post
Costco is the only reason I have a MC. Everything else goes on my TD VIP.
I get around this by purchasing Costco gift cards on costco.ca using my Aeroplan VIP card, and using the gift cards in store. The Costco Canada website accepts both Visa and MasterCard for payment. So, all you want to do is earn Aeroplan points from your purchases at Costco, then this will work.
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Old Sep 8, 22, 4:02 pm
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I want a Mastercard to pay for premium gas at Costco (in BC that saves 20+ cents per liter). That's the only reason I want to add a Mastercard to my wallet. That being said, as someone without an aeroplan credit card, I would certainly prefer a Mastercard if they offered it.
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Old Sep 8, 22, 5:27 pm
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They do offer it. Through Chase.
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Old Sep 8, 22, 6:10 pm
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Originally Posted by Adam Smith View Post
rates for Visa and Mastercard are virtually identical.
I have been surprised by merchants only accepting one or the other, so it pays to carry both.
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Old Sep 8, 22, 7:04 pm
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The ironic part of the Costco angle is that in the USA Costco only takes VISA!
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Old Sep 8, 22, 7:24 pm
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Originally Posted by CanadaDH View Post
I get around this by purchasing Costco gift cards on costco.ca using my Aeroplan VIP card, and using the gift cards in store. The Costco Canada website accepts both Visa and MasterCard for payment. So, all you want to do is earn Aeroplan points from your purchases at Costco, then this will work.
Watch when you do this as you lose the insurance benefits made available through your Aeroplan VIP card. Accidental damage & extended warranty.
Costco is pretty good with returns but you still do lose out on coverage. Holding a Mastercard with similar insurance may be a better option depending on how much you purchase and in what categories.
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Old Sep 8, 22, 10:53 pm
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Originally Posted by Altaflyer View Post
The ironic part of the Costco angle is that in the USA Costco only takes VISA!
Nope - they will also accept the Costco Mastercard.
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Old Sep 9, 22, 10:12 pm
  #14  
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Ive always carried one premium card and one no-fee card and always seems to work out well, although those cards shift over time. Currently its the Amex Aeroplan Reserve and the CIBC Costco MasterCard. Everything goes through the Amex unless its a retailer that doesnt take Amex.

In practise, Costco trips are the only time I use the MasterCard, although its always useful to have (especially overseas) for those times I encounter places that dont take American
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