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Can Canadian residents(no US mailing address) - get US credit cards?


Old Oct 18, 03, 8:31 pm
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Join Date: Sep 2000
Location: Ottawa, Ontario, Canada
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Can Canadian residents(no US mailing address) - get US credit cards?

I own a Citibank AAdvantage Visa credit card - obviously no bank branches in Canada.

I am trying to apply for a Marriott visa credit card - I was told as a nonUS resident, I am not eligible.

What is the true situation of nonAmerican residents (eg Canadians) - with no US mailing address/post office box - of being able to apply to credit cards, issued by a US bank?
FlyerGoldII is offline  
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Old Oct 18, 03, 8:42 pm
Join Date: Feb 2000
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MBNA does allow Canadian residents to apply for a US Credit Card, ie the Lufthansa Card without a US Address. Not sure about any other bank though.

FYI the Lufthansa card is only available in the US and is not offered through MBNA Canada.

Friends don't let friends fly Air Canada.
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Old Oct 18, 03, 9:28 pm
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I am with you on the Marriott card.
Have wanted one for years,alas I need a US address.
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Old Oct 18, 03, 11:01 pm
Join Date: Jul 2001
Location: Ottawa, Ontario
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Very hard to do, especially because you are unlikely to have a suitable US 'credit score' without adequate presence/address/job/social security number there. I have a US SSN, suitable non-immigrant residency (L1) working visa, and substantive business operations/banking relationships in the US. My US bank suggested they might be able to pull strings to get a credit card, but could I live with a Visa debit card instead? So that 'works' for me -- but no true US credit card even now.
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Old Oct 19, 03, 9:18 am
Join Date: Nov 2002
Location: Vancouver, BC Canada
Posts: 21
I don't know about this specific card, but I am sure the rules may vary.
I have two different US-issued credit cards. One with a US PO-box address (to deal with those pesky people who will only take payment with credit cards with US billing addresses), the second is with my old credit unit and they use my Canadian mailing address. I could have easily had both credit cards use my Canadian mailing / billing address. Living only a few kilometres from the border, the PO box is no big deal. Living much further north, there might be a service (e.g., MailBoxEtc) that might forward the contents of a PO box for a fee.
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Old Oct 19, 03, 12:56 pm
Join Date: Nov 2001
Location: Toronto, ON
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I don't believe there is any general rule - it is up to the company issuing the card whether to impose a residency requirement. Many Canadians who live near the border or winter in Florida have JC Penney cards, for example. Marriott prefers a US address for some reason.

I too have always wanted the Marriott card, as it is one of the more difficult programs to accumulate points in without one.
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