Mar 10, 2024, 7:41 pm
Master thread Chase Aeroplan (US) cards
Dec 4, 2021, 3:48 pm
#121
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,787
I haven't received mine yet either. I'm not in a terrible rush to apply either though.
Dec 4, 2021, 7:25 pm
#122
Join Date: Oct 2020
Location: NYC
Programs: Hyatt Globalist, GHA Titanium, AA Platinum Pro
Posts: 283
Dec 4, 2021, 8:19 pm
#123
Join Date: Dec 2004
Location: YYZ
Programs: AC SE MM, Hyatt Globalist, SPG Platinum, hhonors Gold
Posts: 3,421
Dec 5, 2021, 6:33 pm
#124
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
If a good credit score applicant for this card already has a Chase credit card with a total credit limit ending with $___,900 and is under 5 new accounts within the past c. 24 months , then they likely will have to get some credit moved around to get the application approved.
Dec 5, 2021, 6:53 pm
#125
FlyerTalk Evangelist
Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 19,896
If a good credit score applicant for this card already has a Chase credit card with a total credit limit ending with $___,900 and is under 5 new accounts within the past c. 24 months , then they likely will have to get some credit moved around to get the application approved.
Dec 5, 2021, 7:50 pm
#127
FlyerTalk Evangelist
Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 19,896
Dec 6, 2021, 2:02 pm
#128
Join Date: Dec 2004
Location: YYZ
Programs: AC SE MM, Hyatt Globalist, SPG Platinum, hhonors Gold
Posts: 3,421
Nothing back on my application from last Thursday. I have an obscene amount of credit with Chase across five cards, that I'd be happy to reallocate given the opportunity. My husband (with considerably fewer cards) applied on Friday and was also pending review, but get notified of approval today with no intervention.
I wish they'd hurry up and deny me so that I can talk to someone to re-allocate my credit, but seems as long as I'm in the review queue they won't let me intervene.
I wish they'd hurry up and deny me so that I can talk to someone to re-allocate my credit, but seems as long as I'm in the review queue they won't let me intervene.
Dec 6, 2021, 2:09 pm
#129
A FlyerTalk Posting Legend
Join Date: Sep 2012
Location: SFO
Programs: AC SE MM, BA Gold, SQ Silver, Bonvoy Tit LTG, Hyatt Glob, HH Diamond
Posts: 44,313
Nothing back on my application from last Thursday. I have an obscene amount of credit with Chase across five cards, that I'd be happy to reallocate given the opportunity. My husband (with considerably fewer cards) applied on Friday and was also pending review, but get notified of approval today with no intervention.
I wish they'd hurry up and deny me so that I can talk to someone to re-allocate my credit, but seems as long as I'm in the review queue they won't let me intervene.
I wish they'd hurry up and deny me so that I can talk to someone to re-allocate my credit, but seems as long as I'm in the review queue they won't let me intervene.
Dec 6, 2021, 6:19 pm
#130
Join Date: Jul 2006
Location: YYZ/LHR/SFO/SIN
Programs: AC SE100K
Posts: 282
I called in and was told that I’ve been denied. Not enough credit history as a new immigrant (6 months since my credit file opened). Is there really no one I can talk to and get a manual review? I would have thought that with my high spend well in excess of $50k on the Amex and perfect (but short) credit history they’d be willing to manually review, but the agent on the phone was completely unhelpful and unwilling to put me in touch with anyone who had the power to review my application.
Dec 6, 2021, 6:21 pm
#131
A FlyerTalk Posting Legend
Join Date: Sep 2012
Location: SFO
Programs: AC SE MM, BA Gold, SQ Silver, Bonvoy Tit LTG, Hyatt Glob, HH Diamond
Posts: 44,313
I called in and was told that I’ve been denied. Not enough credit history as a new immigrant (6 months since my credit file opened). Is there really no one I can talk to and get a manual review? I would have thought that with my high spend well in excess of $50k on the Amex and perfect (but short) credit history they’d be willing to manually review, but the agent on the phone was completely unhelpful and unwilling to put me in touch with anyone who had the power to review my application.
Dec 6, 2021, 6:25 pm
#132
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,392
I called in and was told that I’ve been denied. Not enough credit history as a new immigrant (6 months since my credit file opened). Is there really no one I can talk to and get a manual review? I would have thought that with my high spend well in excess of $50k on the Amex and perfect (but short) credit history they’d be willing to manually review, but the agent on the phone was completely unhelpful and unwilling to put me in touch with anyone who had the power to review my application.
Dec 7, 2021, 6:38 am
#133
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
The $___,900 credit limit type indicator happens even for those with below high-five figure credit lines. If a prospective applicant's reported income has risen since the last approved Chase application, then that ___,900 type indicator may not mean as much beside a little longer approval process and/or some adjustments needing to be made to credit limits on one or more of the accounts before being approved or being able to get a reconsideration approved.
Dec 8, 2021, 10:07 am
#134
Join Date: Dec 2004
Location: YYZ
Programs: AC SE MM, Hyatt Globalist, SPG Platinum, hhonors Gold
Posts: 3,421
Not sure if it is the Aeroplan card, but the queue for the approval department is obscene. Yesterday 2.5 hours with no answer. Today finally got through to someone after 2 hours. They worked the approval with me on the phone and within five minutes I was approved with a healthy credit limit and didn't need to move any credit around.
Dec 8, 2021, 11:52 am
#135
Join Date: Jun 2010
Location: MEX
Programs: AC E75K
Posts: 4,171
Not sure if it is the Aeroplan card, but the queue for the approval department is obscene. Yesterday 2.5 hours with no answer. Today finally got through to someone after 2 hours. They worked the approval with me on the phone and within five minutes I was approved with a healthy credit limit and didn't need to move any credit around.