atsak

No, not at all. Non resident aliens can be provided with US cards at the discretion of the issuing bank assuming their identity can be verified and they have a US address (which I do). The issue is the automated systems, because there happens to be overlap with my SIN and a previously issued SSN, flags the application as invalid and I can't find anyone to override it. I have verified this a couple times.

Chase will not issue cards to non resident aliens, but Bank of America will, as will TD Bank (US) and RBC Bank (US); TD and RBC are setup for cross border banking so they can differentiate more easily.

Now what I think you think I might be doing is presenting my Canadian SIN# as an SSN#. That *is* illegal. And that is most certainly not what I do. I approach the bank directly with my passport and a copy of my Canadian credit report.

nexusCFX

There is no reason for this to be an issue because you shouldn't be presenting Chase with your SIN at all. They don't know what that is nor do they care. Get an SSN or an ITIN. From my check just now, Chase won't even let you get past the first page of the application without entering one of those, so I'm very curious how you'd run into this problem. Branch application?

Also, Chase will issue cards to NRAs that have an SSN, such as students or those on internships with a J-1 visa. Half of my Chase cards were issued that way. AMEX did my global transfer with no SIN or SSN at all, just my passport.

atsak

AMEX and Bank of America both requested my SIN (and I was clear that I did not have a SSN) to check my Canadian credit report; Chase did not and would not even process an application via the phone for NRA (never mind online, that's a whole other thing). I don't have an SSN nor do I qualify for an ITIN unless I do some of the tricks suggested by these bloggers that were earlier chastised; I do not care to do that. I'm interested in doing something legitimate if anyone will take me, not gaming the system. Anyway, this is off topic. All I would like is for someone to issue a USD Aeroplan earning card that isn't Chase that I can get as a Canadian . . . so AMEX, or TD or CIBC if you're reading this . . . TD Bank (US) discontinuing the Aeroplan card they had was a real pain for me.

rowsign

I noticed someone else below mentioned needing a Black card. Just curious what a black card provides that a non-black card doesn’t. I am US based so maybe it’s a Canadian thing?

24left

@rowsign
Black is the color of the new top level premium credit card offered by Air Canada's partner banks in Canada - CIBC, TD and AMEX. There are a couple of other threads on AC FT that discusses all of the new premium cards that are offered with the re-launch of Aeroplan. They offer some unique benefits from both a card perspective as well as with Aeroplan.

entropy

There will have to be some nice benefits to encourage US residents to sign up for a foreign airline's CC within the US. I would expect them to offer something like they do for BA (companion/priority vouchers), and/or benefits that make flying AC better (comp/discounted seat selection for example).

lsquare

One would hope that will be the case. The old TD Aeroplan card in the US was crap.

global happy traveller

Sorry why is there an overlap between your SIN and SSN?
Chase doesn't accept SIN number and as part of the credit check there's validation too (ie. previous lived addresses/zip code etc).

Gotta say I'm pretty happy with CSR........ be nice if they can add Aeroplan to UR rewards as well.

lsquare

Yep, I love that card.

It's already confirmed that UR will transfer to Aeroplan. Most likely 1:1 in late 2021.

atsak

I do not have (nor should I have) an SSN (not entitled to it). My SIN # (Canada) happens (coincidentaly) to be the same as a US SSN of someone who is deceased. AMEX and Bank of America can't seem to stop their automated systems using it, that's all, in my efforts to get US issued credit cards; TD and RBC don't have this problem; Chase won't even issue cards to non resident aliens they say. I was complaining about it in this thread to draw attention to the fact that there are some of us who would like a USD card that earns Aeroplan, and it's too bad Aeroplan partnered with Chase on this. Especially because it will dilute the points pool given now easier access to the US market for Aeroplan. Oh well, such is how it goes.

LETTERBOY

IME, the card itself was fine. TD Bank was crap. No app for their credit cards, and having to call for practically EVERYTHING. So 20th century.

nexusCFX

Glad I won't live long enough to see the point where we regress back to having to call banks for everything.

global happy traveller

Agree..... it was a good card to transition your Canadian credit rating over to the US and build some credit history while earning some Aeropoints. Definitely not a keeper.

YUL

Indeed, the old TD Bank USA Aeroplan CC could not fit in their bank app, it was separately managed it seemed.
Unlike their great TD cash Signature Visa (3% cash back at restaurants) - which was well integrated into their bank app.

Adam Smith

Folks, lots of posts here about Canadians applying for US cards in general, and now old TD cards, which is straying farther and farther from the subject at hand. Let's please try to get this back on topic - the new Chase Aeroplan card partnership.

Adam Smith
AC Forum Co-Moderator.