Dec 31, 2018, 5:37 pm
Last edit by: tcook052
This new annual thread has been carved out of the previous thread in an effort to reduce the number of megathreads on the AC forum. For those interested previous versions are the original 2004 - 2014 thread , 2015 edition, 2016 edition , 2017 edition and 2018 edition.
The original thread started by accident but quickly became a popular place to come and discuss off topic things such as hockey, new movies, or almost anything that wouldn't fit into existing AC forum threads. Air Canada or Aeroplan topics such as flight feedback, in-flight services issues, status or mileage earning/redemption are all topics that should go into existing AC forum threads so others can benefit from this information. Topics about hotels or airlines and/or their loyalty programs, destinations, in-flight travel tech. or anything best discussed elsewhere on FT may be relocated to that forum as this thread isn't meant to import travel topics to this forum that are better discussed on other forums. FT is an amazingly diverse and large community so members are encouraged to seek out all of its resources.
While the conversation is more relaxed as it would be in a lounge that doesn't mean however that the FT rules don't apply here as they definitely do so please refrain from controversial topics such as politics or religion, avoid profanities and treat other lounge patrons with the same respect you expect.
tcook052
Air Canada forum moderator
The original thread started by accident but quickly became a popular place to come and discuss off topic things such as hockey, new movies, or almost anything that wouldn't fit into existing AC forum threads. Air Canada or Aeroplan topics such as flight feedback, in-flight services issues, status or mileage earning/redemption are all topics that should go into existing AC forum threads so others can benefit from this information. Topics about hotels or airlines and/or their loyalty programs, destinations, in-flight travel tech. or anything best discussed elsewhere on FT may be relocated to that forum as this thread isn't meant to import travel topics to this forum that are better discussed on other forums. FT is an amazingly diverse and large community so members are encouraged to seek out all of its resources.
While the conversation is more relaxed as it would be in a lounge that doesn't mean however that the FT rules don't apply here as they definitely do so please refrain from controversial topics such as politics or religion, avoid profanities and treat other lounge patrons with the same respect you expect.
tcook052
Air Canada forum moderator
The Forum Lounge Thread (2019)
May 9, 2019, 3:09 pm
#976
Join Date: Jun 2018
Location: YVR
Programs: AC SE100K, Bonvoy Platinum Elite, IHG Gold, Hertz 5*
Posts: 2,132
My Google ads randomly switch into French sometimes. It typically lasts several days and then switches back to English for a few weeks, then back to French. Strange...
May 9, 2019, 3:14 pm
#977
A FlyerTalk Posting Legend
Original Poster
Join Date: Sep 2012
Location: SFO
Programs: AC SE MM, BA Gold, SQ Silver, Bonvoy Tit LTG, Hyatt Glob, HH Diamond
Posts: 44,326
"I don't want a raise because it will push me into a higher tax bracket"
I haven't yet heard it at my new job (and I doubt I ever will given the financial nature of the work), but someone said it online today.
Sigh.
I haven't yet heard it at my new job (and I doubt I ever will given the financial nature of the work), but someone said it online today.
Sigh.
May 9, 2019, 4:25 pm
#978
Join Date: Nov 2015
Location: YOW
Programs: AC 75K
Posts: 583
Unusual visitor for us up in YFB this evening.. BA273 LHR-SAN diverted for an apparent medical emergency. Not often we get international visitors here!
May 9, 2019, 4:36 pm
#979
Join Date: Jun 2018
Location: YVR
Programs: AC SE100K, Bonvoy Platinum Elite, IHG Gold, Hertz 5*
Posts: 2,132
A bunch of Europeans just saw more of Canada than I have.
May 9, 2019, 5:37 pm
#980
Join Date: Dec 2002
Location: Toronto, ON, CANADA
Programs: AC SE100K, Marriott Bonvoy LTE
Posts: 1,881
They may be pushed into a higher tax bracket though with the pay raise!
May 9, 2019, 5:39 pm
#981
A FlyerTalk Posting Legend
Original Poster
Join Date: Sep 2012
Location: SFO
Programs: AC SE MM, BA Gold, SQ Silver, Bonvoy Tit LTG, Hyatt Glob, HH Diamond
Posts: 44,326
May 9, 2019, 7:57 pm
#982
Join Date: Dec 2011
Location: YYZ
Programs: AC SEMM / HH Diamond
Posts: 3,163
I'm not a big basketball fan, so be gentle with me.
But I don't think this is looking good for the Raptors, is it?
But I don't think this is looking good for the Raptors, is it?
May 9, 2019, 8:05 pm
#983
Join Date: Jan 2010
Location: YVR
Posts: 2,120
May 9, 2019, 9:11 pm
#984
Join Date: Jan 2017
Location: Halifax
Programs: AC SE100K, Marriott Lifetime Platinum Elite. NEXUS
Posts: 4,568
May 9, 2019, 10:35 pm
#985
Join Date: Jan 2016
Location: YYZ
Programs: FOTSG Tangerine Ex E35k (AC)
Posts: 5,612
That said, there are cases where a small raise, like $1k could push your household income to a level where the government benefits drop enough to essentially leave one financially less well off. At least in Canada, if one has kids... Maybe others too. Just sayin’
And yes some places do give those tiny raises at times.
May 10, 2019, 1:39 am
#986
A FlyerTalk Posting Legend
Original Poster
Join Date: Sep 2012
Location: SFO
Programs: AC SE MM, BA Gold, SQ Silver, Bonvoy Tit LTG, Hyatt Glob, HH Diamond
Posts: 44,326
I assume the “point” here is people not realizing that they only pay the higher tax bracket on the money earned above x
That said, there are cases where a small raise, like $1k could push your household income to a level where the government benefits drop enough to essentially leave one financially less well off. At least in Canada, if one has kids... Maybe others too. Just sayin’
And yes some places do give those tiny raises at times.
"Oh my tax rate will jump 4% if I get a raise from $135k to $140k. I don't want the raise!"
I've had colleagues at "big tech" in SF make statements like that. And these aren't dumb people. Which really makes me wonder why they think this way.
May 10, 2019, 6:47 am
#987
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
The income tax system is a scary black hole of mystery to most people. I know otherwise intelligent people who have done really stupid things from a tax perspective just because they didn't stop to think that there might be tax implications before making major life decisions. There are 2 kinds of people who make bad tax mistakes because they didn't ask for help: 1) the people who don't know enough to know that there might be an issue; and 2) the people who falsely think that they know how the system works (a little knowledge is a dangerous thing).
May 10, 2019, 6:57 am
#988
Join Date: Apr 2016
Location: YHZ/YQM
Programs: Aeroplan
Posts: 1,618
Lots of people just don't understand marginal tax rates. They might have a better clue if they did their own tax returns instead of paying somebody to do it.
May 10, 2019, 7:05 am
#989
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
May 10, 2019, 7:14 am
#990
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
I think that filing simple tax returns should be taught in high school, along with other financial literacy. I mistakenly mentioned this to a high school English teacher once and she was offended. She felt that analyzing poetry and literature taught all of the critical thinking skills that students should need and that they should be able to apply these analytical skills to any practical life situation without anyone spoon-feeding it to them...and she was serious!