Master thread: CIBC Aeroplan credit cards
Nov 3, 2015, 12:42 pm
#77
Original Poster
Join Date: Dec 2014
Location: Canada
Posts: 822
Nov 3, 2015, 1:00 pm
#78
Join Date: Aug 2013
Location: YYZ, YUL, PEK
Posts: 429
Hmm, perhaps. What's a "safe" TDS for applications in general (which I could plausibly control by "manipulating" my income a bit)?
Nov 3, 2015, 1:34 pm
#79
Join Date: Mar 2007
Posts: 4,784
CIBC biz aerogold has a new promo! FYF 20,000 points upon 1st use(no minimum) AND and additional 5,000 if you make a purchase(no minimum) within 1st 6 statement cycles.See their website for details....
WOW.....5,000 point more than the offer I applied for mid-October! DOH!
Hmmmm.....maybe I should cancel after I get the 20k aeroplan points of my offer and re-apply?? hehehe
WOW.....5,000 point more than the offer I applied for mid-October! DOH!
Hmmmm.....maybe I should cancel after I get the 20k aeroplan points of my offer and re-apply?? hehehe
Gonna call in once the card arrives to see if they will give me extra 5K
otherwise, cancel and re-apply or apply for #2
https://www.cibc.com/ca/small-busine...d-for-bus.html
Nov 3, 2015, 2:03 pm
#80
Join Date: Apr 2007
Location: Toronto, Ont., Canada
Programs: Aeroplan; Marriott Platinum; IHG Platinum; Best Western Diamond
Posts: 2,153
Hmm, so if you get the ae business, and the av bus, to get the bonus for both,
then do product switches of each other and get bonus,
then do product switches of each other and get bonus,
then do product switches of each other and get bonus,
...^
Nov 3, 2015, 3:47 pm
#81
Original Poster
Join Date: Dec 2014
Location: Canada
Posts: 822
Nov 3, 2015, 4:06 pm
#83
Original Poster
Join Date: Dec 2014
Location: Canada
Posts: 822
I'll pass on submitting a new app after having just got approved a couple of weeks ago....especially since I'm waiting for the 20k points to be credited!
Excerpt from their Terms
Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer may be withdrawn or changed without notice at any time.
Nov 3, 2015, 4:10 pm
#84
Original Poster
Join Date: Dec 2014
Location: Canada
Posts: 822
For personal cards, they do allow product switches, and you also get the bonus points, at least I did before.
Hmm, so if you get the ae business, and the av bus, to get the bonus for both,
then do product switches of each other and get bonus,
then do product switches of each other and get bonus,
then do product switches of each other and get bonus,
...^
Hmm, so if you get the ae business, and the av bus, to get the bonus for both,
then do product switches of each other and get bonus,
then do product switches of each other and get bonus,
then do product switches of each other and get bonus,
...^
I just "got" the meaning of the ditty....haha,nice one!!
Last edited by jubberly; Nov 3, 2015 at 4:18 pm Reason: the penny dropped
Nov 3, 2015, 6:34 pm
#85
Join Date: Nov 2012
Posts: 1,083
Thanks for letting us know.
I'll pass on submitting a new app after having just got approved a couple of weeks ago....especially since I'm waiting for the 20k points to be credited!
Excerpt from their Terms
Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer may be withdrawn or changed without notice at any time.
I'll pass on submitting a new app after having just got approved a couple of weeks ago....especially since I'm waiting for the 20k points to be credited!
Excerpt from their Terms
Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer may be withdrawn or changed without notice at any time.
Well, their client service rep said it is totally fine to apply for a second card that is the same ...they are not unaware of it, so I do not think this excerpt applies. It's more an issue of seeking too much credit at once or too many inquiries perhaps... I told them I'd be okay though if they split the 5K between 2 cards, so maybe that's what they'll do. If I get declined, lesson learned, I guess... I think it was a bit soon and I might get declined, but who knows...
Nov 3, 2015, 7:34 pm
#86
Join Date: Mar 2007
Posts: 4,784
Well, their client service rep said it is totally fine to apply for a second card that is the same ...they are not unaware of it, so I do not think this excerpt applies. It's more an issue of seeking too much credit at once or too many inquiries perhaps... I told them I'd be okay though if they split the 5K between 2 cards, so maybe that's what they'll do. If I get declined, lesson learned, I guess... I think it was a bit soon and I might get declined, but who knows...
2 cards = total of $10K
Nov 3, 2015, 7:37 pm
#87
Join Date: Nov 2012
Posts: 1,083
I know that's what it says on paper, but the rep said they might... not sure they are just clueless and don't know what they are talking about. I really should have waited a bit, but oh well
Nov 3, 2015, 8:42 pm
#88
Original Poster
Join Date: Dec 2014
Location: Canada
Posts: 822
Well, their client service rep said it is totally fine to apply for a second card that is the same ...they are not unaware of it, so I do not think this excerpt applies. It's more an issue of seeking too much credit at once or too many inquiries perhaps... I told them I'd be okay though if they split the 5K between 2 cards, so maybe that's what they'll do. If I get declined, lesson learned, I guess... I think it was a bit soon and I might get declined, but who knows...
For me....I'm not interested in being a loyal customer.It's Wam Bam,thank you Ma'am....next please!
Nov 4, 2015, 4:47 am
#89
Join Date: Nov 2012
Posts: 1,083
Hm, well, I don't think it will be an issue. I asked them about the 25K offer, and they said I'd have to reapply... I asked them if I could apply for a 2nd card; and they said no issue... No mention of not getting the bonus. of course, if people start getting 10 cards, they might enforce this. But for 2 seems to be ok.
Nov 17, 2015, 6:44 am
#90
Join Date: Feb 2009
Location: YYZ
Programs: Aeroplan, Air Miles
Posts: 942
sorry for late reply and this might have been taken care of. I was flying transborder at T1.. after you clear the US customs or whatever, and you go down the escalator, it is to your right.. just next to a place that sells ICE wine. the booth had 3 staff and is along a wall.