dealornot13

This is actually very helpful. Thanks

jerry305

Yes, I walked into the home branch for my CIBC chequing account.
But it's also the branch where I made my last Business Aerogold Visa application prior to that.
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dealornot13

​​​​​​​Great, thanks.

longtimeflyin

​​​​​​​I'm literally at a random CIBC branch right now and they are looking into said card. They're clueless as usual.

jerry305

Try asking for this offer...

CIBC Business Aerogold Visa
20,000 signup points, plus 10,000 additional upon spending $1000 in the first 3 months.
$180 annual fee after the first year.
First year waived.

JJonahJ

And d​​​on't let them push their crappy Aventura Business card on you, if you really want the Aeroplans.

longtimeflyin

They found the card but they are having issues with the system. The agent has had to call in.

heraclitus

I fit this description

I called into the CIBC small business desk and applied for the card. The agent was very knowledgeable about the product, he was very obliging and there was no problem at all with the process. This is probably a case where the HUCA rule comes into play... if a CSR is being difficult or simply doesn't know about the offer, HUCA.

Personally I wouldn't bother with in person branch applications. In my experience, staff in the branch generally seem to be uninformed when it comes to credit card offers and promotions. The application process also takes way longer that way. Don't bother.

JJonahJ

And for this reason, I was put into a situation where I didn't want to cancel my older Aerogold Business Visa cards, since I had used it to book an Aeroplan redemption for travel months into the future. So, I just forged ahead without cancelling and re-applied for another new card. Then 7-10 days later, I had 3 concurrent AeroBiz Visa cards in my wallet.

longtimeflyin

If only I knew this. The CIBC agent was hopeless, and I had to leave the branch for her to spend about 30 minutes on hold, only to go back and sign for my application. (I was tired of waiting) This is yet another reason CIBC is absolutely terrible. I'll take my points and cancel the card.

JJonahJ

Thanks for coming into the spotlight. It's a good fit.

I agree about in-branch reps. They are generally NOT well-versed on CCs and their different signup offers, whereas if you call and get connected to a CC rep, they usually are boned-up on what's available....bank reps are there to try and sell you a loan, investment products, new chequing account, etc., they infrequently deal with CC matters.

Trouble is, you don't always get to one of these dedicated CC phone reps, it depends on how your call gets routed, and perhaps time of the day. Maybe not so much the case with CIBC, as I only know of one number, but with TD, when they run their promos they have a specific number to call to ensure you're speaking to someone on the CC Services team.

Too_Fly1

Hi guys,

I've held the Aerogold for Business for about 4 years now, every year I try to cancel before the fee hits but they offer to credit the $180 and add bonus points. Now, I want to apply for the CIBC Aerogold Visa Infinite Privilege and I was wondering if I would qualify for the 50,000 bonus points. In the footnotes it states "You are eligible for this offer only if you apply and are approved for your first CIBC credit card. If you are a current or former CIBC cardholder, we may approve your application but you will not be eligible for the offer." Is this actually enforced?

laner

YMMV but about a year and a half ago I signed up for the Infinite Privilege and was a bit worried about the same footnote language (I had the regular Aerogold Infinite at the time). I got the bonus points without any issue.

dealornot13

Not sure if this is the same with aerogold cards but just last week after applying for the CIBC Aventura Visa Infinite 2 months back, I received the 15k points but was also hit with $120 fee. Calling in a spoke to a manager and he said since I already have an existing CIBC credit card, I would not be eligible for the $120 annual fee credit. This is not good news as this mean we can't churn CIBC Aventura credit cards anymore or at least the one with the footnotes above.

I think in your case, you should be fine as you are paying the annual fee and receiving the bonus points.

longtimeflyin

Yes it is enforced and no you won't qualify for the bonus points. That said YMMV.