Jan 2, 2014, 12:03 am
Master thread TD Aeroplan credit card
Jan 23, 2014, 6:49 am
#841
FlyerTalk Evangelist
Join Date: Jan 2005
Location: VCE
Posts: 14,165
You just have to make sure that the address on file is correct. You don't need to do anything. The way that it is supposed to work is when you receive your new TD card, you have to call to activate it. As your new card is activated, the old card is concurrently cancelled. You will start using the new card.
Jan 23, 2014, 7:41 am
#842
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
More confusion!
Applied for a new CIBC Infinity card last week and yesterday I get a card in the mail. Weird I thought... I should have been called by CIBC (have a credit watch on file). I quickly determined that my old card expires next month so this card has the new expiry date. What gets me it's still being issued by CIBC even though I've been sold.
Applied for a new CIBC Infinity card last week and yesterday I get a card in the mail. Weird I thought... I should have been called by CIBC (have a credit watch on file). I quickly determined that my old card expires next month so this card has the new expiry date. What gets me it's still being issued by CIBC even though I've been sold.
Jan 23, 2014, 7:58 am
#843
Join Date: Jan 2013
Programs: Aeroplan Diamond, SPG Plat, Hilton Gold, Marriott
Posts: 1,839
More confusion!
Applied for a new CIBC Infinity card last week and yesterday I get a card in the mail. Weird I thought... I should have been called by CIBC (have a credit watch on file). I quickly determined that my old card expires next month so this card has the new expiry date. What gets me it's still being issued by CIBC even though I've been sold.
Applied for a new CIBC Infinity card last week and yesterday I get a card in the mail. Weird I thought... I should have been called by CIBC (have a credit watch on file). I quickly determined that my old card expires next month so this card has the new expiry date. What gets me it's still being issued by CIBC even though I've been sold.
Jan 23, 2014, 11:16 am
#846
Join Date: Sep 2012
Location: YYZ (YUL/LHR)
Programs: AC - E50, CX - G, Accor Plat, SPG Gold
Posts: 903
Jan 23, 2014, 3:21 pm
#847
Suspended
Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
So I find out that my TD rep entered an income more than $200,000 for my getting approved for the Infinite Privilege. I'm a bit livid, because this is unethical. I found out because I applied for a credit limit increase and was denied because I didn't have an income more than $200,000. They asked me has my income changed? I said no, I reported roughly $130,000. And that's when I found out that my rep entered a larger income on her computer when I verbally applied with her at he Branch. The Annual fee was also charged on my account I noticed.
So I switched to the regular Infinite card. Not having a high enough limit to justify carrying Infinite Privilege, doesn't work for me. I think applying for an AeroPlat is back on my radar.
So I switched to the regular Infinite card. Not having a high enough limit to justify carrying Infinite Privilege, doesn't work for me. I think applying for an AeroPlat is back on my radar.
Jan 23, 2014, 5:22 pm
#848
Join Date: Dec 2011
Location: West
Posts: 3,357
So I find out that my TD rep entered an income more than $200,000 for my getting approved for the Infinite Privilege. I'm a bit livid, because this is unethical. I found out because I applied for a credit limit increase and was denied because I didn't have an income more than $200,000. They asked me has my income changed? I said no, I reported roughly $130,000. And that's when I found out that my rep entered a larger income on her computer when I verbally applied with her at he Branch. The Annual fee was also charged on my account I noticed.
So I switched to the regular Infinite card. Not having a high enough limit to justify carrying Infinite Privilege, doesn't work for me. I think applying for an AeroPlat is back on my radar.
So I switched to the regular Infinite card. Not having a high enough limit to justify carrying Infinite Privilege, doesn't work for me. I think applying for an AeroPlat is back on my radar.
Jan 23, 2014, 5:37 pm
#849
Suspended
Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
So I unloaded on the credit department supervisor this afternoon and stated unequivocally the facts. I just want my name cleared of this mess and with the credit adjudication team.
I did the switch because the card isn't worth the annual fee, but I would have kept it if there was a decent amount of spend I can put on it, or if Hilton Diamond was still listed as a benefit.
I just became more gun shy with what cc products I'll be dealing with in the future.
Thanks all for listening to my rant.
I did the switch because the card isn't worth the annual fee, but I would have kept it if there was a decent amount of spend I can put on it, or if Hilton Diamond was still listed as a benefit.
I just became more gun shy with what cc products I'll be dealing with in the future.
Thanks all for listening to my rant.
Jan 23, 2014, 8:42 pm
#850
Join Date: Apr 2007
Location: Toronto, Ont., Canada
Programs: Aeroplan; Marriott Platinum; IHG Platinum; Best Western Diamond
Posts: 2,165
So I find out that my TD rep entered an income more than $200,000 for my getting approved for the Infinite Privilege. I'm a bit livid, because this is unethical. I found out because I applied for a credit limit increase and was denied because I didn't have an income more than $200,000. They asked me has my income changed? I said no, I reported roughly $130,000. And that's when I found out that my rep entered a larger income on her computer when I verbally applied with her at he Branch. The Annual fee was also charged on my account I noticed.
So I switched to the regular Infinite card. Not having a high enough limit to justify carrying Infinite Privilege, doesn't work for me. I think applying for an AeroPlat is back on my radar.
So I switched to the regular Infinite card. Not having a high enough limit to justify carrying Infinite Privilege, doesn't work for me. I think applying for an AeroPlat is back on my radar.
Did she type in 230,000 by mistake, or made up a number >200,000 just so she has a record of getting someone a privilege card?
Jan 24, 2014, 8:16 pm
#852
Suspended
Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
Are these guys on comission or what? Why make me give her copies of my NOAs if all she's going to do is fudge the numbers anyways.
No phone call back from TD as promised. Just passing the buck and playing games with my credit. Taking no responsibility at all.
I'm ticked, but I'm not incensed yet.
Jan 24, 2014, 9:39 pm
#853
Formerly known as newbie elite
Join Date: Feb 2002
Location: YUL
Programs: IHG Diamond Ambassador, Accor Platinum, AC50K
Posts: 2,925
Welcome to the corporate environment in 2014 where one gets stunned if they get merely correct and error-free service from companies. Reminds me of the old SNL ad: "We are the phone company, we don't care because we don't have to."
Jan 24, 2014, 9:53 pm
#855
Join Date: Jan 2013
Programs: Aeroplan Diamond, SPG Plat, Hilton Gold, Marriott
Posts: 1,839
Not my type..
Are these guys on comission or what? Why make me give her copies of my NOAs if all she's going to do is fudge the numbers anyways.
No phone call back from TD as promised. Just passing the buck and playing games with my credit. Taking no responsibility at all.
I'm ticked, but I'm not incensed yet.
Are these guys on comission or what? Why make me give her copies of my NOAs if all she's going to do is fudge the numbers anyways.
No phone call back from TD as promised. Just passing the buck and playing games with my credit. Taking no responsibility at all.
I'm ticked, but I'm not incensed yet.