Aer Club Credit Card

Old Jan 17, 19, 7:42 am
  #1  
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Aer Club Credit Card

Its hidden currently but a Bank of Ireland branded card with Avios earning is now available

7.99 euro/month fee
Free travel insurance
2 free flights within EU if 5k spend in first year
2 free lounge passes (IE/NI only)
2 free fast track (IE/NI only)
1 avios/eur on EI purchases
1 avios per 4 eur other
mccartje likes this.
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Old Jan 17, 19, 8:46 am
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Hi ROKNA, thanks for pointing this out. It’s definitely hidden! Would you be able to post a link pls?
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Old Jan 17, 19, 8:57 am
  #3  
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https://personalbanking.bankofirelan...Digital.v1.pdf
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Old Jan 17, 19, 9:10 am
  #4  
 
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Originally Posted by ROKNA View Post
Its hidden currently but a Bank of Ireland branded card with Avios earning is now available

7.99 euro/month fee
Free travel insurance
2 free flights within EU if 5k spend in first year
2 free lounge passes (IE/NI only)
2 free fast track (IE/NI only)
1 avios/eur on EI purchases
1 avios per 4 eur other
Wow finally! Or those headline benefits don't sound amazing to a frequent flier but better than nothing. I wonder how 'free' those flights will be.
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Old Jan 17, 19, 9:15 am
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Taxes and charges must be paid and there are blackout days
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Old Jan 17, 19, 9:17 am
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Yeah just catching that there on the file you sent. Not so free so! Good job on rooting that out. Far bigger news than a new livery!
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Old Jan 17, 19, 9:27 am
  #7  
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Bingo

https://aercreditcard.aerlingus.com/AerClub/Member
https://personalbanking.bankofirelan...r-credit-card/

If you already have status the card isn't really worth the hassle unless you really want to the 2 free flights
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Old Jan 17, 19, 9:37 am
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Originally Posted by ROKNA View Post
Bingo

https://aercreditcard.aerlingus.com/AerClub/Member
https://personalbanking.bankofirelan...r-credit-card/

If you already have status the card isn't really worth the hassle unless you really want to the 2 free flights
Yeah at €8/month need to calculate is it worth it for the avios, it's not a great avios offering really. Only 1:1 for EI purchases. I wonder will it work with Supervalu rewards also.....that might sweeten the pie a little.
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Old Jan 17, 19, 9:47 am
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Free travel insurance is worth 40-50? tops, that could make the difference but really 7.99/month is a lot
The APR% is nuts as well
The free passes are worthless if you are already Silver and even more so at Platinum as you can guest in anyway
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Old Jan 17, 19, 9:51 am
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Personally it's only the avios that is a unique benefit really and maybe the flights but doubt they'll save me much. If I get a partner card for free then it might make more sense, Mrs. mccartje might take the odd solo flight so can use benefits and travel insurance for her (I have it through work).
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Old Jan 17, 19, 11:34 am
  #11  
 
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Useless as a chocolate tea pot. What are they thinking?
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Old Jan 17, 19, 11:52 am
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Absolutely no use if you have status. Appalling value. 1 Avio for €4 spend outside EI? SuperValu points far better value.
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Old Jan 19, 19, 4:37 am
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Originally Posted by alserire View Post
Absolutely no use if you have status. Appalling value. 1 Avio for €4 spend outside EI? SuperValu points far better value.
Actually it might be worth it. Right now Supervalue has deal with BOI and you get 1 point for every 10 euro spent with you credit card. I am wonder if that will still apply with new card So it will give you 1 point for every 10 euro and 2 avios so this will give you total 3 avios points.

There is also excluded transaction that don't count towards:
“Excluded Transactions” means transactions by Cash Advance or cash equivalents, Balance Transfer, purchases of foreign currency and travellers cheques, foreign exchange and ATM/ Bank charges, fees, interest charges, finance charges, government stamp duty, payments to loan accounts or bank accounts, purchases in excess of limits on the Account, transactions made in operating a business, payments at casinos, betting shops or bookmakers, payments (online or otherwise) to any form of gambling account (including spread betting or share trading) or fraudulent transactions.
Also you have comprehensive travel insurance for €96 per year


But this is not launched yet. Just spoken with boi and they launch it from 28 january
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Old Jan 21, 19, 2:56 am
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It is a little disappointing. If it can be combined with SuperValu it would help (but that's still just 1 point per €10). No real benefit if you have status (those flights are nearly useless, EU flights are mainly taxes and charges which you still have to pay and there is a convoluted booking method).

Only advantage is being able to bring wife through fast pass etc. when I fly with her. If it included ihe lounges at LHR and JFK it would help. They have the beginnings of a good card, but a bit to go before it's worth it. (Would you even make back the monthly fee at the moment?)
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Old Jan 21, 19, 5:22 am
  #15  
 
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Originally Posted by Kier View Post
It is a little disappointing. If it can be combined with SuperValu it would help (but that's still just 1 point per €10). No real benefit if you have status (those flights are nearly useless, EU flights are mainly taxes and charges which you still have to pay and there is a convoluted booking method).

Only advantage is being able to bring wife through fast pass etc. when I fly with her. If it included ihe lounges at LHR and JFK it would help. They have the beginnings of a good card, but a bit to go before it's worth it. (Would you even make back the monthly fee at the moment?)
I think whether or not you make the monthly fee back depends on how many of the 'benefits' are relevant to you. Annual travel insurance may save you €40-50 off assuming you don't have some already. Lounge passes if you don't have status or at least guesting status might be worth €25-50. Fast track again if you can't guest or no status and would otherwise pay for it (waste of money in T2 IMO) is another €15 odd. 'Free' flights which have such heavy restrictions I would put at valueless to maybe max €50 benefit. Avios is obviously how much you spend (and on EI) and how good you are at finding value for avios. But if you spend heavily and fly EI a lot you can make the value back but not by much. This is where I sit with avios earning the only real benefit, I could probably just about justify the monthly cost but I'm tempted to not bother with it as its nearly and insulting credit card offer with such poor value for price. I think if they offered 15-20k avios as the 5K spend bonus instead of flights then it would jump up in value for me and I wouldn't hesitate in going for it.
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