Join Date: Nov 2007
Programs: AA, AS, BA, DL Plat, Chase UR, Diners, UA, F9, WN, SPG Gold, HH Diamond, Amex MR.
Posts: 436
Ethan,
That sucks. Ask for the manual review / FR; or just wait a bit (say 6-12 months) for your credit to improve. My own credit score improved by over 100 points in the past 12 months due to vigilant credit management.
Order your reports from annualcreditreport.com if you haven't done so already.
I don't think the Black Card has a higher "credit limit" than any other AMEX charge card product. Thus, I don't why AMEX wouldn't do it.
Like some posters said previously. You might be better-off without the card. However, some of us need the card for narcissistic reasons....