By the way, I have gotten nearly all of my Amex cards with my scores being in the mid-600's. My Amex Clear, Hilton, Business Green, Business Gold, and Plum, all after I had high debt. My only card that I got while in the 700's was my Platinum, and that was before starting my business about a year ago. Granted, the credit industry has fallen on hard times in the last 6 months.

I'll just wait for the results, and if I get denied then I'll just move on and work on my buiness to continue to pay down debt, no big deal.

I would really like the card, and I would use the benefits in a huge way (all of you people complaining about the fees need to get over it). But if I'm denied there is nothing I can do and I'll just have to reapply later in life.

Ethan