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Old Jun 5, 08, 11:34 am
Join Date: Mar 2006
Posts: 591
Originally Posted by tayd View Post
I have the Gold Class UA MP Visa which differs from the regular MP Visa in which the benefits include earning 2 miles for every $1 in UA purchases as well as 2,500 Anniversary Bonus miles each year, for $85 annual fee. However, since I haven't purchased any tickets on UA for travel in the past 4-5 years (though I still fly on UA now and then for work, but charged to the company's corporate Diners card), is it worth keeping this card or should I downgrade to the regular MP Visa? In other words, is the 2500 anniversary bonus miles miles worth $85?

For me, it's not worth it. 2500 miles for $85 is almost 3 cents a mile. Way too expensive. Instead, you could apply for a new UA Visa with the fee waived for the first year--you probably won't get the bonus miles, but at least you should get the annual fee waived for a year.

Another thought, if you don't fly UA much, you may be better off ditching the UA credit card, and getting a no fee, cash-back card.
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