My vote goes to Shearton/Starwood AmEx Optima. It one of the most flexible points as well; hotel stays or one of its many airlines partner FF miles.
Only downside is that it's capped at 60,000 pts/yr for those higher spenders.
Lastly, don't overlook
CompuBank's Visa checkcard which earns ClickRewards miles. It's one of two checkcard that gives you FF miles that I'm aware of. It's good for everyday small purchases such as groceries, gas, etc...
You can still get $50 sign up cash bonus if you sign up via
Spree.com
------------------
For money savings ideas & tips check & FF miles bonus for finance & auto buying check out
ValueConsumer.com
[This message has been edited by DH (edited 10-13-2000).]