Hi Everyone,

I apologize if this has been asked before - I did try to search first, but perhaps I wasn't looking in the right spot.

I have been a longtime lurker on flyertalk and have always been fascinated by the wealth of knowledge here. Like others, I am massively overwhelmed by all the various programs and best ways to maximize the benefits of the various programs. I realize I am leaving a tremendous amount on the table by not working these programs correctly. I have spent days and days reading threads thinking I'm on the right track only to notice another thread or program that looks even more intriguing. Consequently, I'm ashamed to say I haven't made any changes because I don't feel like I have a decent grasp of it all.

Does anyone offer a service where, for a fee, they can work with you to analyze your spending and travel habits, and then figure out which programs (airline, hotel, car, credit cards) would be the best for your patterns? I just feel like I need an expert to guide me in the right direction, and then I could concentrate on educating myself on those programs. Does such a thing exist?

Thanks!