One of the troon courses may be an option. They're definately well over $100 in season, but might be pretty reasonable in the off-season, read now.
I've played troon north (pinnacles and monument) and Talking stick. Just confirmed both are about $65 in the off season. They're wonderful courses and should give your 5 hdcp a pretty good go. I hit 12 of 14 fairways at the monument and still shot 83.
Check 'em out online at
www.troongolf.com
Click on "play golf" then tee times, arizona and the course list will pop up. You can book your tee times online through the rezzy system
Cheers.
P.S. be careful not to get a cactus in your a$$...I did after an errant tee ball.