The program that covers your points/miles is called PrivilegeFlyer. The Web site for PrivilegeFlyer is
www.privilegeflyer.com. You can find all the information for the program there and even enroll online. The cost for covering your points/miles is $119 US per year and each additional family member is $79 US. One membership covers all the programs under the program Air Canada and Canadian are both included. You also get InsideFlyer magazine, The Official Frequent Flyer Guidebook, Impulse Preferred Travel Guide (50% off hotels listed in the book.) and $500,000 in Award Liability Protection with your membership. Its worth the cost to cover your miles/points.