Originally Posted by Jamester
I've read in numerous threads that MBNA and Capital One Mastercards/Visas are one of the best cards to use overseas because they do not charge extra conversion surcharge? Has this changed?
Thx!
Jamester
Some of my friends actually suggesting me to use MBNA for foreign purchases. However, I often buy several items during the day with different cards to compare them. MBNA tends to be the most expensive one. My brother suggests the best card to use for overseas expenses is MBNA Cash Back, which covers up the 1% convertion charge by MC. But I don't have the card and not planning to obtain one. So I don't have any first hand experience.
MBNA does not charge convertion surcharge; however, MC charges 1%. Those charges normally don't appear as a seperate charge, it is calculated into the total amount for the transaction.