Originally Posted by
NYCRachel
Great --- so would best strategy be pick United and wait until last possible moment to buy the Travel Bank credits (i.e. right before I plan on booking United OR towards the end of the year so I can use in 2026?).
Originally Posted by
Kacee
Doesn't really matter - Travel Bank funds are good for five years from date of deposit. Probably safer to buy early, just in case UA changes its very user-friendly policy.
Agree with Kacee. I live near a Delta hub so they are typically my preferred airline. I normally try to use as many credits as possible, particularly the yearly airline credits, on January 1, in case I decide to cancel or product change the card. In January, 2019, I purchased Delta gift cards and was promptly reimbured. A few months later, Amex/Delta changed the coding so that gift cards were no longer eligible, but I didn't have to worry until the following year.
Use those credits as soon as possible and Good Luck!