Originally Posted by
zzrayzz
best time imo is right before the (min 2nd year) anniversary assuming you dont care for the cc benefits. For example, my anniv was coming up in Nov. I think I upg in Sept jic and got the ritz cert in Nov. Also used the $300 credit in Nov since its by calendar year.
I agree but I just went ahead and product changed after my 1st anniversary just in case Chase changes its mind sometime and closes the upgrade path (don't see why they would but just in case). I did downgrade my CSR so I was fine using the Ritz for travel insurance/protections for now.