Originally Posted by
WillBarrett_68
do people actually put spend on this card? this is one you get for the benefits, not the earnings. The
companion cert alone is worth the AF.
Every second January I pay the IRS $245,000 plus a 1.89% fee on my Reserve card and immediately file a tax return for a refund. I get 1.5 SM on the amount over $150,000 plus 60,000 MQMs plus 2 FC companion certs. Then I put the card in a drawer for 2 years. This gives me 2 years of DM status but CBs only every second year. This has been the best way for me to maintain my DM status and not having to stress over getting 40,000 MQDs (20,000 MQDs per year).