Originally Posted by
beltway
And given the additional utility of the Premier Flex FNCs, many people will find the higher AF worth paying vs. having your certs capped at 40K.
(Note: I wouldn't recommend the product change for someone holding only a single Select card, given the 10% rebate on points redemptions. But for someone like the OP with 2 Selects, the value proposition to product-change is there.)
And the fourth night free on award stays. It could be argued in some cases that would net more points than the 10% back on the Select card. Having both cards though really is a winning combo for award stays. I have both cards and my Bangkok trip is costing me next to nothing in points next February.