Originally Posted by
Dr Jabadski
… BREAK …Clawback of $5,000 TQNs?...
Follow-up: Both statements printed a few days ago, new biz card balance ~$12,000 (SUB minimum spend $7,500, 5 TQN every $10,000), 15 month old personal card balance ~ $1,000 credit
decreasing $5,000 increment to ~ $4,400.
Points from both cards posted to WOH account the next day.
Personal card postings were:
- Reward bonus points earned 211 Chase - Consumer Card Spend (everyday spend)
- Reward bonus points earned 843 Chase (5x grocery stores thru 3/31/22)
- Reward bonus points earned
-4,828 Chase - Consumer Card Spend (4X Bonus Points Hyatt purchases based on credit of deposit)
Biz card postings were:
- Reward bonus points earned 9,936 Chase - Business Card Spend (everyday spend)
- Reward bonus points earned 8,582 Chase - Business Card Spend (4x Hyatt purchases including ~$1,200 deposit charged to biz card after crediting to personal card)
- Reward bonus points earned 75,000 Chase - Business Card Spend (SUB)
Datapoint: 5 TQN from biz card $10,000 posted in one more day, 2 TQN from 1-2 months ago from $5,000 on personal card
NOT deducted (clawed back), WOH points were clawed back (as noted above).
So far, so good. Still (right now) planning to cancel personal card in a month or two and then (re)apply in October or November once it’s been 25 months since prior personal SUB. Gotta call Chase and figure out what to do with credit card balance of negative (credit) $1,000 on a card I don’t plan to use again.