Got the fee waived last year for the Biz Plat which was great. Am wondering what my chances are for this year. If not waived or a reasonable retention offer, I think I will cancel as I did not really get $500 plus of value for the year. Should I downgrade the card or just cancel. I have the Plat personal card and am thinking that if I wanted the Green biz, I would just apply independently in order to earn the opening bonus.