Originally Posted by
quikj
I know you can have a United personal and business card simultaneously, but I'm not sure about having two personal cards.
Do you have any other personal Chase cards? You could transfer the credit limit from your Gateway to another card, retaining the available credit, before applying for the Explorer.
Just apply online for a new card. As long as your credit is good there should be no problem. The only limit is whether you have received a point bonus in the last two years on the Explorer card. Keep the Gateway card because of no annual fee.
I have four chase cards currently. You might also check the Chase Sapphire Preferred card.