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Thread: Confirmed: Chase Sapphire PREFERRED rewards refresh, 2021
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Old Oct 20, 2021, 10:48 am
  #178  
jags86
 
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,255
Originally Posted by WasKnown
3x as in a flexible point currency, not 3% cash back. These aren’t the same thing.

CSP on dining = 3.75% back through PYB or chase travel portal (or more with transfer partners)
Costco = 3% CB

There are other 3% CB dining cards with no FTF, AF, or requirement to buy a $60/year Costco membership like the C1 SavorOne. But the CSP outearns all of them.

For me, UR is strictly a Hyatt machine and I value Hyatt points (with lack of liquidity, willingness to pay, etc factored in) conservatively at 1.5 cents each.
In fairness, the Citi Premier earns 3x on dining for $95 and with the Rewards Plus actually earns 3.3x (up to 100k pts/redeemed a year). You can also earn 5x - 5.5x on dining with the Custom Cash card — with that pesky $500/mo limit though.

There’s also the US Bank Altitude Go which is 4% cashback and no AF or FTF.
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